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Kosh

On the record

AI integration
Optional AI-assisted questions use Google Gemini and are disabled by default.github.com · read 13 Oct 2026
Backups
Kosh provides PostgreSQL backup and restore commands, and says the PostgreSQL archive is the data backup that matters because it does not yet store user attachments in the Docker storage volume.github.com · read 13 Oct 2026
Bill tracking
Yesgithub.com · read 22 Sep 2026
Budgeting tools
Yesgithub.com · read 22 Sep 2026
Compliance
Kosh states that it does not claim a compliance certification or a security guarantee.github.com · read 13 Oct 2026
Data storage
Normal finance data stays in the self-hosted application and PostgreSQL database.github.com · read 13 Oct 2026
Deployment requirements
The listed requirements are Node.js 22.13 or newer, pnpm 11, and PostgreSQL 16 or compatible; Docker and Docker Compose are optional.github.com · read 13 Oct 2026
Encryption
With a configured key, Kosh encrypts selected sensitive database columns using AES-256-GCM; this is server-side encryption, not end-to-end encryption.github.com · read 13 Oct 2026
Encryption limitation
The maker says this is server-side encryption rather than end-to-end encryption, and losing the separately backed-up key makes encrypted data unrecoverable.github.com · read 12 Oct 2026
External data sharing
When enabled, Ask Kosh sends the question, relevant conversation context, and selected tool results to Google Gemini, but not the whole database.github.com · read 13 Oct 2026
Ledger features
It supports accounts, transactions, transfers, categories, tags, and CSV imports.github.com · read 13 Oct 2026
License
Kosh is licensed under GNU Affero General Public License v3.0 only.github.com · read 13 Oct 2026
Maker
The GitHub profile names the maker Prateek Panwar and links to prateekpanwar.com; it does not state a headquarters or founding date.github.com · read 13 Oct 2026
MCP access
Kosh offers optional read-only external MCP access using per-user tokens.github.com · read 12 Oct 2026
MCP integration
Kosh offers optional read-only external MCP access using per-user tokens.github.com · read 13 Oct 2026
Money calculations
Kosh uses exact integer minor units for money and does not invent foreign-exchange rates.github.com · read 13 Oct 2026
Planning features
It includes budgets, bills, recurring transaction drafts, savings goals, and reports.github.com · read 13 Oct 2026
Purpose
Kosh is a self-hosted personal finance app for managing accounts, transactions, budgets, bills, recurring commitments, goals, CSV imports, and reports.github.com · read 12 Oct 2026

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