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If I Saved

Plans and prices

Free

Free

Full app features · manual entry

Automatic bank sync via Plaid

Priced on request

Automatic transaction updates

Every plan, in full

On the record

Account connections
Plaid connects accounts for automatic balance and transaction syncing, and the site says it supports thousands of US financial institutions.ifisaved.com · read 12 Oct 2026
Account sync
bothifisaved.com · read 22 Sep 2026
Bill tracking
Yesifisaved.com · read 22 Sep 2026
Budgeting
Users can set custom category budgets, split transactions, create sinking funds, and import transactions by CSV.ifisaved.com · read 12 Oct 2026
Budgeting tools
Yesifisaved.com · read 22 Sep 2026
Intended users
The product presents itself for people managing household budgets, investments, and retirement plans, including users pursuing early retirement.ifisaved.com · read 12 Oct 2026
Investment tracking
The product tracks portfolio holdings, asset allocation, and investment account values, which also feed into retirement projections.ifisaved.com · read 12 Oct 2026
Manual use
Manual entry and CSV import are supported without connecting a bank account.ifisaved.com · read 12 Oct 2026
Mobile app limitation
The site describes IfISaved as a web app and says it does not have a native iOS or Android app.ifisaved.com · read 12 Oct 2026
Net-worth tracking
Yesifisaved.com · read 22 Sep 2026
Property and assets
Users can track property values, mortgages, rental income and expenses, crypto, precious metals, and other manually entered assets.ifisaved.com · read 12 Oct 2026
Purpose
IfISaved combines budgeting, net worth and investment tracking, retirement planning, property tracking, and debt payoff tools.ifisaved.com · read 12 Oct 2026
Retirement planning
The retirement planner includes year-by-year projections, 1,000-scenario Monte Carlo simulations, Social Security analysis, and Roth conversion analysis.ifisaved.com · read 12 Oct 2026
Security
The site says Plaid connections use OAuth/API-based access and that IfISaved does not store bank login credentials.ifisaved.com · read 12 Oct 2026
Sharing
Users can share a read-only profile view with a spouse or financial advisor.ifisaved.com · read 12 Oct 2026
Sync cost limit
The site says automatic transaction updates via Plaid cost a low monthly fee, but does not state the fee amount on the page.ifisaved.com · read 12 Oct 2026

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