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On the recordRead 11 Oct 202620 facts
Funance
Funance · Melbourne, Victoria, Australia
Plans and prices
Pro
A$9.90a month
11 tabs · 51 personalised recommendations · 20 Australian credit cards analysed
Read 22 Sep 2026 · funance.com.au
Free
Free
Overview, Budget and Debts tabs · Australian tax estimator · PDF export · local dashboard only, no cloud sync
Read 11 Oct 2026 · funance.com.au
Pro Monthly
A$9.90a month
All 11 tabs · personalised advice · 20 Australian credit cards analysed · rate-rise and extra repayment planning
Read 11 Oct 2026 · funance.com.au
Pro Annual
A$79a year
All 11 tabs · personalised advice · 20 Australian credit cards analysed · rate-rise and extra repayment planning
Read 11 Oct 2026 · funance.com.au
On the record
- Account sync
- manualfunance.com.au · read 22 Sep 2026
- Australian calculations
- The tax estimator uses 2026–27 ATO rates and includes Medicare levy, HECS-HELP thresholds and state stamp duty estimates.funance.com.au · read 11 Oct 2026
- Bank connection
- Funance does not connect to bank accounts or import transactions; users enter their financial figures themselves.funance.com.au · read 11 Oct 2026
- Bill tracking
- Yesfunance.com.au · read 22 Sep 2026
- Budgeting
- The budget shows income, expenses and bills month by month, including planned versus actual amounts and overdue bills.funance.com.au · read 11 Oct 2026
- Budgeting tools
- Yesfunance.com.au · read 22 Sep 2026
- Data storage
- The maker says financial data is stored with Supabase in its Sydney region and encrypted in transit with TLS 1.3 and at rest in the database.funance.com.au · read 11 Oct 2026
- Debt payoff
- The debt tools compare avalanche and snowball payoff methods and show how extra repayments affect the debt-free date.funance.com.au · read 11 Oct 2026
- Goals
- Users can choose from 11 goal types and estimate monthly savings needed; the home goal includes stamp duty and mortgage insurance.funance.com.au · read 11 Oct 2026
- Integrations
- The privacy policy names Supabase for application data, Stripe for payment processing, Resend for transactional email and Vercel for hosting.funance.com.au · read 11 Oct 2026
- Intended users
- Funance is intended for users aged 18 or older and its terms describe it as a personal finance dashboard, not a bank, accounting platform, tax preparation service or financial adviser.funance.com.au · read 11 Oct 2026
- Mortgage and property
- The planner models rate rises and extra repayments, and checks home values against official ABS price data for the eight capital cities.funance.com.au · read 11 Oct 2026
- Net-worth tracking
- Yesfunance.com.au · read 22 Sep 2026
- Privacy
- The maker says it does not sell user data or share it with advertisers or data brokers, and free accounts run entirely in the browser.funance.com.au · read 11 Oct 2026
- Purpose
- Funance is a personal finance planner for Australian households that uses user-entered numbers to estimate take-home pay, mortgage rate effects, debt payoff and financial priorities.funance.com.au · read 11 Oct 2026
- Report export
- Yesfunance.com.au · read 22 Sep 2026
- Security
- The maker states authentication uses passwordless magic links, database access is restricted by Row Level Security, and it will notify affected users of a data breach within 72 hours.funance.com.au · read 11 Oct 2026
- Support
- The privacy policy says support inquiries receive a response within five business days.funance.com.au · read 11 Oct 2026
