On the recordRead 12 Oct 202619 facts
CiviQ
Plans and prices
Free
Free
Free forever; no credit card
Read 12 Oct 2026 · civiq.in
On the record
- Account sync
- manualciviq.in · read 22 Sep 2026
- AI
- CiviQ uses Google Gemini for financial insights and purchase planning, sending anonymized transaction summaries after removing personal identifiers.civiq.in · read 12 Oct 2026
- Audience
- CiviQ describes itself as personal finance software built for India and offers free financial calculators aimed at Indian salaries.civiq.in · read 12 Oct 2026
- Bank connectivity
- CiviQ says it does not connect to bank accounts; users enter financial data manually.civiq.in · read 12 Oct 2026
- Bill tracking
- Yesciviq.in · read 22 Sep 2026
- Budgeting
- The budget manager sets a daily allowance that updates automatically as spending is recorded.civiq.in · read 12 Oct 2026
- Budgeting tools
- Yesciviq.in · read 22 Sep 2026
- Compliance
- CiviQ states that it complies with India's Digital Personal Data Protection Act 2023 and Information Technology Act 2000.civiq.in · read 12 Oct 2026
- Data rights
- Users can export financial data as CSV or JSON and request account and data deletion through Settings.civiq.in · read 12 Oct 2026
- Expense tracking
- The Telegram bot can log an expense from a text message and categorize it.civiq.in · read 12 Oct 2026
- Free calculators
- The site lists more than 20 free calculators for tax, investments, loans, budgeting, and retirement, with no signup required.civiq.in · read 12 Oct 2026
- Integration
- CiviQ offers an optional Telegram bot for expense logging, balance queries, and daily budget messages.civiq.in · read 12 Oct 2026
- Loans
- The loan tracker calculates an estimated payoff month, remaining interest, and the effect of a prepayment.civiq.in · read 12 Oct 2026
- Net-worth tracking
- Yesciviq.in · read 22 Sep 2026
- Projects
- Projects group tagged expenses and show total spending, expense count, and optional budget usage.civiq.in · read 12 Oct 2026
- Purpose
- CiviQ is a personal finance app built for India to track expenses, budgets, loans, and subscriptions.civiq.in · read 12 Oct 2026
- Security and privacy
- The privacy policy says data is stored on servers in India, sensitive fields are encrypted at rest, and connections use HTTPS/TLS.civiq.in · read 12 Oct 2026
- Subscriptions
- The subscription manager displays upcoming renewals and can send a Telegram reminder three days before a charge.civiq.in · read 12 Oct 2026
