CashOnTime

No phone app

7.0No. 6 of 27
in Cash Application Software

Recognised40% of the score70
Phone app26% of the score0
Documented20% of the score96
Free plan14% of the score30

Free plan: No
Runs on: api, Web

Summary

CashOnTime is an Invoice-to-Cash platform for finance departments, bringing together credit management, collections, dispute handling, payment matching, online payments, and cash forecasting. Its collection tools automate multichannel reminders, adjust collection scenarios, and use AI to prioritize actions. Payment reconciliation combines AI and business rules to handle partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities. Teams can centralize deductions and disputes, while a customer portal lets customers review invoices, discuss disputes, provide supporting documents, and pay online. Credit tools assess solvency, apply policies, and flag unusual behavior or policy exceedances. Consolidated dashboards forecast using payment behavior, identified risks, and transaction history across subsidiaries and ERP environments. The SaaS service is accessible via web and API, with standardized REST API data exchange and customizable ERP connectors. Supported ERP examples include SAP, Oracle, Microsoft Dynamics, and Sage. Implementation support covers integration, setup, training, and ongoing optimization. CashOnTime launched in 2012 and is developed and published by DIMO Software. Pricing is available on request.

Who it is for

CashOnTime is aimed at finance teams handling high volumes, complex B2B processes, multiple sites or ERPs, and frequent disputes. Its tools bring collections, payment matching, and forecasting into one platform.

What is good

Automates multichannel collection reminders.
Matches complex payments using AI and business rules.
Customer portal supports invoice discussion and online payment.
Forecasts draw on behavior, risks, and transaction history.
Supports named ERP environments including SAP and Sage.

What to know first

Pricing is available on request.
Implementation includes setup and training.

Verdict

CashOnTime covers several receivables tasks, from collections and disputes to reconciliation and cash forecasts. Finance teams should request pricing and assess implementation support against their ERP environment and workflows.

Compared on cash application software

Matching method: hybridcashontime.com
Remittance capture: emailcashontime.com
Automatic posting: Yescashontime.com
Multi-currency support: Yescashontime.com
Exception workflow: Yescashontime.com

Facts

Product: CashOnTime is an AI-driven Invoice-to-Cash platform for finance departments.cashontime.com · 30 Sept 2026
Collection: It supports automated multichannel dunning, adaptive scenarios, and AI prioritization of collection actions.cashontime.com · 30 Sept 2026
Payment matching: It reconciles payments using AI and business rules, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities.cashontime.com · 30 Sept 2026
Disputes: It centralizes customer deductions and disputes, categorizes them, and identifies root causes.cashontime.com · 30 Sept 2026
Customer portal: Customers can view invoices, discuss disputes, submit supporting documents, and pay online through a single portal.cashontime.com · 30 Sept 2026
Credit risk: It analyzes customer solvency in real time, applies credit policies, and alerts teams about exceedances or unusual behaviors.cashontime.com · 30 Sept 2026
Forecasting: It provides consolidated multi-subsidiary and multi-ERP dashboards with forecasts based on payment behavior, detected risks, and transaction history.cashontime.com · 30 Sept 2026
ERP compatibility: The company names SAP, Oracle, Microsoft Dynamics, and Sage as examples of ERP environments supported.cashontime.com · 30 Sept 2026
Deployment and support: CashOnTime describes implementation services including integration, setup, training, ongoing optimization, and support, with a DIMO Software helpdesk based in France.cashontime.com · 30 Sept 2026
Support portal: The DIMO extranet provides real-time ticket monitoring, centralized history, 24/7 access, and traceability of exchanges.cashontime.com · 30 Sept 2026
Security: The maker describes the SaaS platform as robust, secure, and scalable, with high availability, automatic updates, and enhanced security.cashontime.com · 30 Sept 2026
Intended customers: The product is aimed at finance departments facing high volumes, complex B2B flows, multiple sites or subsidiaries, multiple ERPs, and frequent disputes.cashontime.com · 30 Sept 2026
Receivables: It combines customer credit management, collections, disputes, payment matching, customer portals, online payments, and cash forecasting.cashontime.com · 30 Sept 2026
Matching: Its AI and business rules reconcile complex payments, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities.cashontime.com · 30 Sept 2026
AI and data: The maker says its AI models are developed and maintained in-house on its own infrastructure, and debtor data are not used to train models shared across client companies.cashontime.com · 30 Sept 2026
ERP connectivity: The maker describes standardized REST API data exchange with ERPs and customizable ERP connectors.cashontime.com · 30 Sept 2026
Deployment: CashOnTime is presented as a SaaS platform with cloud hosting, automatic updates, scalability, and access from any internet-connected device.cashontime.com · 30 Sept 2026
Support: Deployment support includes audit, scoping, setup, training, go-live, continuous improvement, and an expert helpdesk with teams based in France.cashontime.com · 30 Sept 2026
Target customers: The maker targets finance departments dealing with high volumes, multiple sites or ERPs, frequent disputes, and complex B2B processes.cashontime.com · 30 Sept 2026
Company: CashOnTime is published and developed by DIMO Software, which states that it was created in 1995.cashontime.com · 30 Sept 2026
History: The CashOnTime brand launched in 2012, and DIMO Software took over the product in 2016, according to the company history.cashontime.com · 30 Sept 2026