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CashOnTime
Limonest, France
What it is
CashOnTime is an Invoice-to-Cash platform for finance departments, bringing together credit management, collections, dispute handling, payment matching, online payments, and cash forecasting. Its collection tools automate multichannel reminders, adjust collection scenarios, and use AI to prioritize actions. Payment reconciliation combines AI and business rules to handle partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities. Teams can centralize deductions and disputes, while a customer portal lets customers review invoices, discuss disputes, provide supporting documents, and pay online. Credit tools assess solvency, apply policies, and flag unusual behavior or policy exceedances. Consolidated dashboards forecast using payment behavior, identified risks, and transaction history across subsidiaries and ERP environments. The SaaS service is accessible via web and API, with standardized REST API data exchange and customizable ERP connectors. Supported ERP examples include SAP, Oracle, Microsoft Dynamics, and Sage. Implementation support covers integration, setup, training, and ongoing optimization. CashOnTime launched in 2012 and is developed and published by DIMO Software. Pricing is available on request.
For and against
For
- Automates multichannel collection reminders.
- Matches complex payments using AI and business rules.
- Customer portal supports invoice discussion and online payment.
- Forecasts draw on behavior, risks, and transaction history.
- Supports named ERP environments including SAP and Sage.
Against
- Pricing is available on request.
- Implementation includes setup and training.
The verdict
CashOnTime covers several receivables tasks, from collections and disputes to reconciliation and cash forecasts. Finance teams should request pricing and assess implementation support against their ERP environment and workflows.
Who it suits
CashOnTime is aimed at finance teams handling high volumes, complex B2B processes, multiple sites or ERPs, and frequent disputes. Its tools bring collections, payment matching, and forecasting into one platform.
On the record
- AI and data
- The maker says its AI models are developed and maintained in-house on its own infrastructure, and debtor data are not used to train models shared across client companies.cashontime.com · read 30 Sep 2026
- Collection
- It supports automated multichannel dunning, adaptive scenarios, and AI prioritization of collection actions.cashontime.com · read 30 Sep 2026
- Company
- CashOnTime is published and developed by DIMO Software, which states that it was created in 1995.cashontime.com · read 30 Sep 2026
- Credit risk
- It analyzes customer solvency in real time, applies credit policies, and alerts teams about exceedances or unusual behaviors.cashontime.com · read 30 Sep 2026
- Customer portal
- The customer portal lets customers view invoices and statements, pay online, report disputes, submit payment promises, and message account managers.cashontime.com · read 30 Sep 2026
- Deployment
- CashOnTime is presented as a SaaS platform with cloud hosting, automatic updates, scalability, and access from any internet-connected device.cashontime.com · read 30 Sep 2026
- Deployment and support
- CashOnTime describes implementation services including integration, setup, training, ongoing optimization, and support, with a DIMO Software helpdesk based in France.cashontime.com · read 30 Sep 2026
- Disputes
- It centralizes customer deductions and disputes, categorizes them, and identifies root causes.cashontime.com · read 30 Sep 2026
- ERP compatibility
- The company names SAP, Oracle, Microsoft Dynamics, and Sage as examples of ERP environments supported.cashontime.com · read 30 Sep 2026
- ERP connectivity
- The maker describes standardized REST API data exchange with ERPs and customizable ERP connectors.cashontime.com · read 30 Sep 2026
- Forecasting
- It provides consolidated multi-subsidiary and multi-ERP dashboards with forecasts based on payment behavior, detected risks, and transaction history.cashontime.com · read 30 Sep 2026
- History
- The CashOnTime brand launched in 2012, and DIMO Software took over the product in 2016, according to the company history.cashontime.com · read 30 Sep 2026
- Integrations
- The partner ecosystem includes credit insurance, mail, electronic invoicing, financial information, payment, and SMS services; named partners include Allianz Trade, Groupama, AR24, Maileva, Chorus Pro, Altares, Creditsafe, Ellisphere, Infolégale, Stripe, and AVM UP.cashontime.com · read 30 Sep 2026
- Intended customers
- The product is aimed at finance departments facing high volumes, complex B2B flows, multiple sites or subsidiaries, multiple ERPs, and frequent disputes.cashontime.com · read 30 Sep 2026
- Matching
- Its AI and business rules reconcile complex payments, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities.cashontime.com · read 30 Sep 2026
- Payment matching
- It reconciles payments using AI and business rules, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities.cashontime.com · read 30 Sep 2026
- Product
- CashOnTime is an AI-driven Invoice-to-Cash platform for finance departments.cashontime.com · read 30 Sep 2026
- Receivables
- It combines customer credit management, collections, disputes, payment matching, customer portals, online payments, and cash forecasting.cashontime.com · read 30 Sep 2026
