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Billtrust

Trenton, New Jersey, USA

What it is

Billtrust brings invoicing, payments, credit, collections, and cash application together in an accounts receivable platform. It serves B2B companies with $10M+ in revenue and mid-to-high invoice volumes, including businesses in manufacturing, distribution, business services, healthcare, and transportation. Invoices can be sent by email, print, mail, and more than 260 AP portals without portal logins. The platform accepts major payment methods, monitors portfolio risk, automates credit decisions, and helps collectors prioritize delinquent accounts and manage inboxes and call documentation. Agentic Credit Lines analyzes more than 80 data points. For cash application, confidence-based machine learning matches payments to invoices, with Billtrust reporting 95%+ straight-through processing. The ERP-agnostic platform lists integrations for ERP systems, AP portals, banks, financial institutions, and eCommerce tools. Its MCP Server links live accounts receivable data with Anthropic’s Claude and Microsoft Copilot for plain-language questions about payment trends and cash flow performance. Billtrust states that its solutions are SOC 1, SOC 2, PCI DSS Level 1, and ISO 27001 certified, and that customer data is not used to train foundation models. Pricing is on request. The company was founded in 2001 and is headquartered in Trenton, New Jersey.

For and against

For

  • Delivers invoices through more than 260 AP portals.
  • Automates credit decisions and collection workflows.
  • Reports 95%+ straight-through cash application processing.
  • Lists integrations across ERP, banking, and eCommerce tools.

Against

  • Pricing is available on request.
  • Designed for B2B companies with $10M+ in revenue.
  • Billtrust does not use customer data to train foundation models.

The verdict

Billtrust combines several accounts receivable workflows, from invoice delivery to cash application, for its stated B2B audience. Pricing requires contacting the company, and buyers should check how its listed capabilities fit their own systems and processes.

Who it suits

Billtrust is aimed at B2B companies with $10M+ in revenue and mid-to-high invoice volumes. Its listed industries include manufacturing, distribution, business services, healthcare, and transportation.

Plans and prices

Billtrust accounts receivable platform

Priced on request

Pricing not listed; contact Billtrust for a consultation

Every plan, in full

On the record

AI connection
Billtrust’s MCP Server connects live AR data with Anthropic’s Claude and Microsoft Copilot for plain-language queries about payment trends and cash flow performance.billtrust.com · read 7 Oct 2026
Cash application
Billtrust uses confidence-based machine learning to match payments to invoices and reports 95%+ straight-through processing.billtrust.com · read 7 Oct 2026
Collections
Its agentic AI prioritizes delinquent accounts and automates inbox management and call documentation for collectors.billtrust.com · read 7 Oct 2026
Company history
Billtrust says it was founded in 2001.billtrust.com · read 7 Oct 2026
Credit
Billtrust monitors portfolio risk and automates credit decisions; its Agentic Credit Lines analyzes more than 80 data points.billtrust.com · read 7 Oct 2026
Deployment choice
Customers can purchase and deploy the Cash Engine and Cash Accelerator separately or together.billtrust.com · read 7 Oct 2026
Integrations
Billtrust describes the platform as ERP-agnostic and lists integrations for ERP systems, AP portals, banks, financial institutions, and eCommerce tools.billtrust.com · read 7 Oct 2026
Invoicing
The platform delivers invoices through email, print, mail, and more than 260 AP portals, with no portal logins required.billtrust.com · read 7 Oct 2026
Payments
Its payment capabilities accept major payment methods, and Billtrust says they can reduce card processing costs by up to 30%.billtrust.com · read 7 Oct 2026
Product
Billtrust connects invoicing, payments, credit, collections, and cash application in one accounts receivable platform.billtrust.com · read 7 Oct 2026
Security and compliance
Billtrust states its solutions are SOC 1, SOC 2, PCI DSS Level 1, and ISO 27001 certified, and that customer data is never used to train foundation models.billtrust.com · read 7 Oct 2026
Support
The support center offers a help center with instructions and troubleshooting, an AI-powered virtual assistant, and a support portal for submitting, managing, or escalating cases.billtrust.com · read 7 Oct 2026
Who it serves
Billtrust says it serves B2B companies with $10M+ in revenue and mid-to-high invoice volumes, including manufacturing, distribution, business services, healthcare, and transportation.billtrust.com · read 7 Oct 2026

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