Best Actual Budget Alternatives in 2026
Updated
20 apps from personal finance software ranked against Actual Budget on the same published basis.
- 1Actual Budget vs PocketSmith
- 2Actual Budget vs SoFi
- 3Actual Budget vs Trakli
- 4Actual Budget vs Emma
- 5Actual Budget vs Finlynq
- 6Actual Budget vs Money Manager Ex
- 7Actual Budget vs Fireball
- 8Actual Budget vs Rocket Money
- 9Actual Budget vs ClearCheckbook
- 10Actual Budget vs Toshl Finance
- 11Actual Budget vs Talvo
- 12Actual Budget vs EveryDollar
- 13Actual Budget vs YNAB
- 14Actual Budget vs Buxfer
- 15Actual Budget vs PocketGuard
- 16Actual Budget vs Money Forward ME
- 17Actual Budget vs Zaim
- 18Actual Budget vs Wallet by BudgetBakers
- 19Actual Budget vs CountAbout
- 20Actual Budget vs MoneyWiz
Actual Budget alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 9.8 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | SoFi | 9.6 | Free plan | — | Android, iOS, Mac, Web, Windows |
| 3 | Trakli | 9.4 | Free plan | $7.19/mo | Web, iOS, Android |
| 4 | Emma | 9.4 | Free plan | £4.99/mo | Web, iOS, Android |
| 5 | Finlynq | 9.3 | Free plan | Free | Web, iOS, Android |
| 6 | Money Manager Ex | 9.3 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 7 | Fireball | 9.3 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 8 | Rocket Money | 9.3 | Free plan | Free | Web, iOS, Android |
| 9 | ClearCheckbook | 9.1 | Free plan | $2.49/mo | Web, iOS, Android |
| 10 | Toshl Finance | 9.1 | Free plan | Free | Web, iOS, Android |
| 11 | Talvo | 9.0 | Free plan | €6/mo | Web, iOS, Android |
| 12 | EveryDollar | 9.0 | Free plan | $17.99/mo | Web, iOS, Android |
| 13 | YNAB | 8.9 | No | $9.08/mo | Android, API, iOS, Web |
| 14 | Buxfer | 8.9 | No | $7.99/mo | Web, iOS, Android |
| 15 | PocketGuard | 8.9 | No | $6.25/mo | Web, iOS, Android |
| 16 | Money Forward ME | 8.9 | Free plan | Free | Web, iOS, Android |
| 17 | Zaim | 8.9 | Free plan | Free | Web, iOS, Android |
| 18 | Wallet by BudgetBakers | 8.8 | No | — | Web, iOS, Android |
| 19 | CountAbout | 8.8 | No | $1.67/mo | Web, iOS, Android |
| 20 | MoneyWiz | 8.8 | No | $2.50/mo | iOS, Mac |
Make your app an alternative to Actual Budget
See the priceThe sponsored alternative slot on this page is labelled Sponsored.
Questions about Actual Budget alternatives
What is the best alternative to Actual Budget?
PocketSmith, number 1 in personal finance software with a score of 9.8 out of 10. The others here: SoFi, Trakli, Emma and 16 more.
What is the best free alternative to Actual Budget?
PocketSmith is the best-ranked alternative with a free plan. 14 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation.