Quicko

Quicko is a tax-filing service for people with self-employment, investment, or rental income. It is available on the web, iOS, and Android. The free Basic plan covers total income up to ₹12 lakh and includes one app connection. Essential costs ₹999 a month, billed as a one-time Single Pass, and raises the stated income limit to ₹24 lakh with three app connections. Elite costs ₹1,499 a month, also billed as a one-time Single Pass, and includes unlimited total income and unlimited app connections. These plans distinguish access by total income and connected apps. Quicko’s listed support for self-employment, investment income, and rental income can make it relevant to people handling more than one income type. Its mobile and web availability offers access across the listed platforms. The paid plan details specify income limits and app connection counts, while Basic is billed free always.

Quicko has a free plan and paid Single Pass options with higher income limits and more app connections. Compare the stated limits with your income and connection needs.

Quicko may suit people with self-employment, investment, or rental income who want a tax-filing service. The plans may also suit users choosing access according to total income and connected app needs.

Quicko is tax and investment software for Indian filers whose returns may include trading, freelance, rental or other non-salary income. It is best suited to people who want filing, planning and connected investment data in one service, while those with simpler returns may not need its broader toolkit.

Overview

Quicko covers saving, paying, filing and tracking taxes and investments. It can autofill an income-tax return and guide it through filing from beginning to end, rather than limiting itself to a basic form-filling workflow. Support for salaried people, investors and traders, freelancers and proprietors, NRIs and solopreneurs gives it a wider audience than salary-only software.

Access is provided on the web, Android and iOS. Self-employment, investment and rental income are explicitly supported, making Quicko a practical candidate when a return combines several income sources. The free tier is useful only while its income and connection ceilings fit the case.

Key features

Filing and tax planning

Quicko combines return preparation with a regime analyzer, advance-tax calculator and tax-loss-harvesting tools. Those features are relevant to taxpayers making choices during the year, not just filing after the fact. Expert assistance is also available, with tax professionals matched to the user's situation for preparation help.

Investments and trading

Broker connections can import investment data into a portfolio view, while Tax P&L can be tracked and shared. Named integrations include Zerodha, Upstox, Groww, Angel One, Dhan and 5paisa. For traders, Quicko classifies activity as short-term, long-term, intraday or F&O income and automatically sets off and carries forward losses. That is a meaningful advantage for active investors, although the number of connections depends on the plan.

Developer and GST tools

Quicko Connect offers an embeddable tax SDK with integrations spanning brokers, crypto services, HRMS platforms, banks and the tax department. Quicko GSP adds GST APIs for public GST data, taxpayer-compliance checks, e-invoicing and e-way bills. Its stated security and compliance measures include ISO 27001 v2022, VAPT and SOC 2 Ready. These products matter primarily to businesses and platforms integrating tax workflows, not to an individual filing a return.

Pricing

Basic is the sensible choice for a filer whose total income stays at or below ₹12 lakh and whose data comes from one connected app. Its stated inclusions cover salary, house property and IFOS, but the income and connection caps make it unsuitable for larger or more distributed financial records.

Essential raises the income ceiling to ₹24 lakh and permits three connections. The one-time Single Pass billing makes it the middle step for users who exceed Basic without needing unlimited capacity. Elite removes both stated ceilings and is the appropriate option for higher-income taxpayers or people consolidating many accounts. Quicko also offers a help-center ticket for plan-selection assistance.

Platforms

Quicko runs on Android, iOS and the web. That combination suits users who switch between phone and computer when gathering documents, reviewing investment data or filing.

Who it's for

Choose Quicko if you are an investor or trader, freelancer, proprietor, landlord, NRI, solopreneur or salaried taxpayer with additional income and want planning tools alongside filing. It is especially compelling when supported broker imports and trade classification can reduce manual investment calculations. A straightforward, low-income return with no investment data may not justify paying for broader limits.

Pros and cons

• Pro: Filing, regime analysis, advance-tax calculation and loss harvesting address both preparation and planning.
• Pro: Broker connections, portfolio tracking and Tax P&L support investment-heavy returns.
• Pro: Trader income classification and automatic loss set-off and carry-forward target complex trading activity.
• Pro: Web, Android and iOS access supports work across devices.
• Con: Basic is capped at ₹12 lakh and one app connection, so growing income or multiple accounts quickly require an upgrade.
• Con: Essential still limits users to ₹24 lakh and three connections; only Elite removes both limits.

Alternatives

For a broader directory of algorithm-assisted tax products, see AI Tax Software; for a general comparison of individual-filer tools, see Personal Tax Software.

• H&R Block Online is the better fit for simple US returns, with a free Form 1040 option and web, iOS and Android access.
• Taxfix suits users seeking a paid annual individual-return subscription with self-preparation.
• TelosTax is a free, open-source option available across desktop, mobile and web platforms.
• EZTax is an alternative for online self-filing at ₹249 a month.
• TaxTim offers guided filing with AI answers and human helpdesk support on its Lite plan.
• Keeper focuses on expense discovery, deduction tracking and an AI tax assistant.
• Bart targets sole traders with transaction categorization and a low monthly entry plan.
• FlyFin is a paid iOS and Android option with a premium annual plan and trial.

Verdict

Quicko is a strong choice for Indian taxpayers combining salary with investments, trading, self-employment or rental income, particularly when broker data and tax planning belong in the same workflow. Its main reason to look elsewhere is the tier structure: users above ₹12 lakh or with more than one connection must pay, and only Elite removes the published limits.