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PledgeCents

What it is

PledgeCents is a free online fundraising service for educational opportunities and other community needs. It provides fundraising pages for PreK–12 schools, nonprofits, youth sports teams, and faith-based needs. A campaign can receive the money raised even when it misses its goal, with a backup plan for using those funds. There is no platform fee; payment processing is 3%, and the benefits page says users receive 97% of funds raised. Contributors can pay by card or bank account through Stripe without creating a Stripe account. Organization accounts are verified before approval, and checks go to the organization rather than the individual creator. The FAQ says a check is sent within 48 hours after a page is complete. Pages support social sharing and automatic email updates when creators post updates. Contests, matching campaigns, and referrals can provide additional fundraising incentives. The web service also offers an API limited to partners.

For and against

For

  • Free fundraising pages with no platform fee
  • Campaigns can receive funds below goal
  • Card and bank-account payment options
  • Social sharing and automatic update emails
  • Organization verification before approval

Against

  • Payment processing fee is 3%
  • API access is limited to partners
  • Funds are sent by check to organizations
  • No free trial is offered

The verdict

PledgeCents combines free campaign pages with flexible goal handling and organization verification. Its 3% processing charge, check payouts, and partner-only API access are important operating limits.

Who it suits

PledgeCents suits schools, nonprofits, youth sports teams, and faith-based groups raising community funds. It is useful for organizers who want card or bank payments, social sharing, and organization-directed check payouts.

Plans and prices

Free fundraising page

Free

No upfront costs, contracts, or subscriptions · 0% platform fee · 3% payment processing fee

Every plan, in full

On the record

API access
The API is currently available only to PledgeCents partners and uses a unique API key for request validation.pledgecents.com · read 7 Oct 2026
Customer support
After a page is approved and goes live, PledgeCents says an expert may arrange a one-on-one call with personalized fundraising strategies.pledgecents.com · read 7 Oct 2026
Fees
PledgeCents charges no platform fee; payment processing is 3%, and the benefits page says users receive 97% of funds raised.pledgecents.com · read 7 Oct 2026
Flexible funding
Fundraisers can receive the money raised even if they do not reach their goal, and pages include a backup plan for using the funds.pledgecents.com · read 7 Oct 2026
Fundraising incentives
The platform describes contests, dollar-for-dollar matching campaigns, Facebook matching campaigns, and a referral system that can earn cash toward a fundraiser.pledgecents.com · read 7 Oct 2026
Organization verification
PledgeCents says each organization account is verified before approval and funds are sent by check to the organization rather than the individual creator.pledgecents.com · read 7 Oct 2026
Payment processing
Stripe handles financial transactions, and contributors can pay by credit card or bank account without needing a Stripe account.pledgecents.com · read 7 Oct 2026
Payout timing
The FAQ says PledgeCents sends a check to the organization within 48 hours after a fundraising page is complete.pledgecents.com · read 7 Oct 2026
Privacy
The How It Works page says PledgeCents never shares private information for page creators, donors, or the young adults helped by fundraisers.pledgecents.com · read 7 Oct 2026
Purpose
PledgeCents helps communities fund educational opportunities and other community needs through online fundraising.pledgecents.com · read 7 Oct 2026
Sharing and updates
Fundraisers support social media sharing and automatic email updates to investors when the creator posts an update.pledgecents.com · read 7 Oct 2026
Who can fundraise
Fundraising pages are available for PreK–12 schools, nonprofits, youth sports teams, and faith-based needs.pledgecents.com · read 7 Oct 2026

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