Pilot
Pilot · San Francisco, California, and Nashville, Tennessee, United States · founded 2017
What it is
Pilot is browser-based accounting software offering bank feeds, automated reconciliation, and accountant access. Its listed platform is web only, with no inventory tracking. The free Core plan is listed as free, billed annually, with $0 in monthly expenses and up to 10 vendor bills per month. Essentials costs $99 a month, billed monthly, and covers up to $100,000 in monthly expenses. A Custom plan has no listed price and includes support for complex business structures, custom workflows and reporting, full accounts receivable and payable, payroll administration, and CFO advisory. Pilot’s pricing note lists a 15-day trial and paid plans from $99/mo. Pilot was founded in 2017 and lists headquarters in San Francisco, California, and Nashville, Tennessee. Access is through a browser rather than a listed mobile app, while accountant access remains available for supported workflows.
For and against
For
- Free Core plan listed
- Bank feeds included
- Automated reconciliation available
- Accountant access supported
- Custom plan includes CFO advisory
Against
- No inventory tracking
- Web-only platform
- Custom plan has no listed price
- Essentials costs $99 monthly
The verdict
Pilot provides core accounting workflows through the web, with free and paid plan options. The lack of inventory tracking and mobile platforms may narrow its fit for some businesses.
Who it suits
Pilot suits businesses wanting browser-based bookkeeping with bank connections, reconciliation, and accountant access. It is less suited to users who require inventory tracking or a listed mobile application.
Plans and prices
Essentials
Up to $100,000 in monthly expenses
Read 20 Sep 2026 · pilot.com
Core
$0 in monthly expenses · Up to 10 vendor bills per month
Read 20 Sep 2026 · pilot.com
Custom
Complex business structures · Custom workflows and reporting · Full accounts receivable · Full accounts payable
Read 20 Sep 2026 · pilot.com
Essentials (bookkeeping)
Up to $100,000 in monthly expenses · Cash-basis bookkeeping · Year-end tax preparer package · In-app support
Read 21 Oct 2026 · pilot.com
Starter (tax)
Federal and state corporate income tax filing · Delaware franchise tax filing · Must be purchased with Pilot Bookkeeping
Read 21 Oct 2026 · pilot.com
Basic (CFO)
Custom financial model · Budget-versus-actual analysis · Scenario planning · KPI dashboard
Read 21 Oct 2026 · pilot.com
Essentials (tax)
Federal, state, and city income tax filing · Delaware franchise tax filing · Up to 10 1099-NEC filings · Must be purchased with Pilot Bookkeeping
Read 21 Oct 2026 · pilot.com
Essentials (CFO)
Everything in Basic · Cash and runway optimization · Investor and board reporting · Fundraising and M&A support
Read 21 Oct 2026 · pilot.com
Standard (tax)
Federal and state corporate income tax filing · Delaware franchise tax filing · Up to 25 1099-NEC filings · Must be purchased with Pilot Bookkeeping
Read 21 Oct 2026 · pilot.com
On the record
- Accountant access
- Yespilot.com · read 20 Sep 2026
- Accounting-service limitation
- Pilot says it does not provide audits, assurance, public-accounting services, or certifications of GAAP compliance.pilot.com · read 21 Oct 2026
- AI transaction categorization
- Pilot’s AI Accountant categorizes transactions and reconciles accounts as activity comes in.pilot.com · read 21 Oct 2026
- Anomaly flags
- Pilot says its AI Accountant flags unusual items such as duplicate charges, unexpected amounts, and new vendors.pilot.com · read 21 Oct 2026
- API connections
- Pilot says it uses secure API connections and bank-level authentication to connect financial and business tools.pilot.com · read 21 Oct 2026
- Ask questions about finances
- Pilot AI in the customer portal accepts plain-English questions about company financials and returns answers.pilot.com · read 21 Oct 2026
- Automated reconciliation
- Yespilot.com · read 20 Sep 2026
- Bank feeds
- Yespilot.com · read 20 Sep 2026
- Bookkeeping requirements
- Pilot says it requires electronic transaction access, expense-reporting software, and separation of business and personal expenses.pilot.com · read 21 Oct 2026
- Cash-flow scenarios
- Pilot says its tools let customers model cash-flow scenarios, including whether they can afford new hires.pilot.com · read 21 Oct 2026
- CFO advisory
- Pilot CFO services cover runway, margins, financial planning, fundraising, and strategic decisions.pilot.com · read 21 Oct 2026
- Company size and status
- LinkedIn lists Pilot as privately held with 201–500 employees.linkedin.com · read 21 Oct 2026
- Documentation depth
- Pilot’s FAQ covers pricing, support, bookkeeping, tax, and R&D credits; the opened pages did not identify developer documentation or system requirements.pilot.com · read 21 Oct 2026
- Expense tracking
- The homepage says customers can track company expenses in real time.pilot.com · read 21 Oct 2026
- Funding
- Pilot’s About page says it has raised more than $150 million from investors including Sequoia, Index Ventures, Stripe, Bezos Expeditions, and Whale Rock.pilot.com · read 21 Oct 2026
- Integration constraints
- Pilot says it primarily supports US-based banks and payment platforms, while naming Wise, Deel, and Remote.com as international examples.pilot.com · read 21 Oct 2026
- Integrations
- Pilot says it connects with more than 10,000 banks, payment processors, payroll systems, and business tools.pilot.com · read 21 Oct 2026
- Inventory tracking
- Nopilot.com · read 20 Sep 2026
