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PayPal.Me
San Jose, California, United States
What it is
PayPal.Me lets people request and receive money through a personalized payment link. A payer opens the link, enters an amount, and sends payment without needing the recipient’s email address or phone number, or the PayPal app. Links can be shared by email, text, chat, or on a business card, and can include a requested amount and currency code, such as /25AUD. Each PayPal account can have one link, with a name of up to 20 characters that cannot be changed after creation. A link does not expire, though payment availability depends on the payer’s country or region. Payments go to the recipient’s PayPal balance. The page displays the link, name or business name, profile picture or logo, and account town or city; users can turn the link off in account settings. Setting up a link is free, but transaction fees may apply. In the US, personal transactions have no fee when no currency conversion is involved; commercial payments are subject to merchant fees. Business accounts can only accept Goods and Services payments through PayPal.Me. The service is available on Android, iOS, and web.
For and against
For
- Share links by email, text, chat, or business card.
- Payers do not need the recipient’s contact details.
- Links do not expire.
- Link setup is free.
- Available on Android, iOS, and web.
Against
- Each PayPal account can have only one link.
- A link name cannot be changed after creation.
- Payment availability depends on the payer’s region.
- Commercial payments are subject to merchant fees.
The verdict
PayPal.Me offers a direct way to request payments with a shareable link, and setup is free. Consider the one-link limit, regional availability, and fees that may apply to commercial transactions.
Who it suits
PayPal.Me suits people who want to request payments by sharing a link, including friends, freelancers, and businesses. It is also useful when a payer should not need the recipient’s contact details or the PayPal app.
Plans and prices
PayPal.Me
No fee to open a PayPal account or set up a PayPal.Me link; transaction fees may apply based on payment type
Read 4 Oct 2026 · paypal.com
On the record
- Account types
- PayPal.Me is open to all account types, but business accounts can only accept Goods and Services payments.paypal.com · read 4 Oct 2026
- Availability
- A link never expires, but whether someone can pay through it depends on PayPal.Me availability in their country or region.paypal.com · read 4 Oct 2026
- Fees
- PayPal says setting up the link is free; its US fee page says receiving personal transactions has no fee when no currency conversion is involved, while commercial payments are subject to merchant fees.paypal.com · read 4 Oct 2026
- Link format
- A requested amount and currency code can be appended to the link, such as /25AUD for 25 Australian dollars.paypal.com · read 4 Oct 2026
- Link limits
- Each PayPal account can have one link; its name is limited to 20 characters and cannot be changed after creation.paypal.com · read 4 Oct 2026
- Payment destination
- Payments received through PayPal.Me go into the recipient’s PayPal balance.paypal.com · read 4 Oct 2026
- Payment flow
- A payer follows the link, enters an amount, and sends the payment; the payer does not need to know the recipient’s email address or phone number or have the PayPal app.paypal.com · read 4 Oct 2026
- Personal and business use
- The link can be used for personal or business payments, and the main page presents it for friends, freelancers, and businesses.paypal.com · read 4 Oct 2026
- Privacy
- The PayPal.Me page displays the link, name or business name, profile picture or logo, and account town or city, and the link can be turned off in account settings.paypal.com · read 4 Oct 2026
- Protection
- The PayPal.Me page says business users and their customers benefit from PayPal protection programs, and says business accounts benefit from Seller Protection.paypal.com · read 4 Oct 2026
- Purpose
- PayPal.Me lets people request and receive money by sharing a personalized payment link.paypal.com · read 4 Oct 2026
- Security
- PayPal says its security measures include firewalls, data encryption, physical access controls at data centers, and information access authorization controls.paypal.com · read 4 Oct 2026
- Sharing
- The link can be shared by email, text, chat, or on a business card.paypal.com · read 4 Oct 2026
- Support
- The PayPal.Me FAQ directs users to PayPal’s Help Center, Resolution Center, Message Center, Technical Help, and Business Help.paypal.com · read 4 Oct 2026
