- Home
- Payment Link Software
- SumUp Payment Links
SumUp Payment Links
What it is
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates, and let customers add tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or displayed as QR codes. Customers pay on a secure online page without an app download or account. The SumUp Business App shows whether links are paid or outstanding and lets merchants resend unpaid ones; after payment, funds appear in the merchant's account with a push notification. The listed payment methods include Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Creation is supported through a browser, app, POS Lite and SumUp Register. SumUp says every link is protected by 3D Secure 2, and that its software and hardware meet, and in many cases exceed, PCI-DSS standards. Its online payments offering also describes plug-in integrations, APIs and a payment widget. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.
For and against
For
- No website or card reader needed
- Links can be shared or shown as QR codes
- Customers need no app or account
- Business App tracks paid and outstanding links
- Free plan has no monthly fee
Against
- Free plan charges 2.50% per transaction
- Paid plans start at £19/mo
The verdict
SumUp Payment Links offers several ways to send or display payment requests, with link tracking in the Business App. The free plan still carries a 2.50% transaction fee, and paid plans start at £19/mo.
Who it suits
It suits businesses taking orders or payments through social media, delivery, click-and-collect, billing or phone orders. Merchants who want to share a payment request without a website or card reader may find the link format relevant.
Plans and prices
Pay-as-you-go
Payment Links · no monthly minimum · online payments
Read 15 Oct 2026 · sumup.com
Payments Plus
Payment Links remain 2.50% per transaction · lower in-person rates · priority support
Read 15 Oct 2026 · sumup.com
Payments Plus annual
Payment Links remain 2.50% per transaction · lower in-person rates · priority support
Read 15 Oct 2026 · sumup.com
Payment Links
No monthly fee · 2.50% transaction fee
Read 3 Oct 2026 · sumup.com
On the record
- Amount types
- The creation flow supports fixed-amount links and open-amount links where the customer enters the amount.help.sumup.com · read 15 Oct 2026
- Client SDKs
- The developer portal also points to React Native and Swift Checkout SDKs.developer.sumup.com · read 15 Oct 2026
- Company background
- SumUp says it started in 2012 and that more than 4 million businesses use its tools.sumup.com · read 3 Oct 2026
- Company founded
- LinkedIn states that SumUp was founded in 2012.linkedin.com · read 15 Oct 2026
- Company headquarters and size
- LinkedIn lists London headquarters and a company size of 1,001–5,000 employees.linkedin.com · read 15 Oct 2026
- Company reach
- LinkedIn says SumUp serves more than 4 million merchants in 37 markets.linkedin.com · read 15 Oct 2026
- Customer account requirement
- Customers can pay on a secure page without downloading an app or creating an account.sumup.com · read 15 Oct 2026
- Customer checkout
- Customers can pay through a secure online page without downloading an app or creating an account.sumup.com · read 3 Oct 2026
- Expiration
- Merchants can set an expiration date for a payment link.help.sumup.com · read 15 Oct 2026
- Funding news
- SumUp announced €285 million in funding led by Sixth Street Growth on 11 December 2023.sumup.com · read 15 Oct 2026
- Integration plugins
- Official plugins are documented for WooCommerce, PrestaShop, Wix, Medusa and Vendure.developer.sumup.com · read 15 Oct 2026
- Integrations and API
- SumUp's online payments page describes plug-in integrations, APIs and a payment widget, and says recurring payments can be enabled with its API.sumup.com · read 3 Oct 2026
- Intended users
- SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders.sumup.com · read 3 Oct 2026
- Legal entity
- The UK support footer identifies SumUp Payments Limited as authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011.help.sumup.com · read 15 Oct 2026
- Limit: inventory integration
- A G2 reviewer says SumUp inventory cannot be integrated into their online store.g2.com · read 15 Oct 2026
- Limit: outages and reporting
- Capterra reviewers mention occasional outages and say sales reports can require manual spreadsheet work.capterra.com · read 15 Oct 2026
- Limit: payout delays
- G2 reviewers report that payouts sometimes changed from next-day delivery to three or four days and that cutoff times can delay access to funds.g2.com · read 15 Oct 2026
- Limit: support responsiveness
- G2 reviewers mention slow phone support, while App Store reviews describe support as ineffective during operational problems.g2.com · read 15 Oct 2026
