PayOrc
iPhone + Android
in Payment Orchestration Platforms
- Recognised40% of the score92
- Phone app26% of the score100
- Documented20% of the score97
- Free plan14% of the score100
- Free plan
- Yes
- Paid plans from
- $25/mo
- Runs on
- Android, api, iPhone, Web
Summary
PayOrc is a payment orchestration service for merchants, payment providers, banks, and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow preset fallback chains after a failed payment. The product also offers payment links, QR payments, subscriptions, invoicing, branded checkout, POS, and fraud risk tools. Supported payment methods listed include cards, wallets, Apple Pay, Google Pay, SEPA, and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce, and SAP. Developer resources include a REST API, webhooks, and SDKs for several languages and platforms. Its security and fraud controls include tokenization, a card vault, encryption, controlled vault access, and configurable fraud thresholds. The free Starter plan supports one PSP and up to USD 5k monthly TPV. Growth costs $25/month and covers more than USD 5k to USD 100k monthly TPV with five PSPs. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.
Who it is for
PayOrc suits merchants and platforms that need to connect payment providers and manage payment routing, retries, or related tools. Its free Starter plan is limited to one PSP and up to USD 5k monthly TPV.
What is good
- Supports cards, wallets, SEPA, and BNPL.
- Automatic retries use fallback chains.
- Offers API, webhooks, and SDKs.
- Includes tokenization and configurable fraud controls.
What to know first
- Starter allows only one PSP.
- Starter is limited to ≤ USD 5k monthly TPV.
- Growth costs $25/month.
- Displayed MDRs are indicative and tax-exclusive.
Verdict
PayOrc combines provider connections, payment tools, routing, and retries in one service. Check the plan's PSP and TPV limits, along with the listed card fees, when deciding whether it fits.
PayOrc plans and pricing
All plansCompared on payment orchestration platforms
- Free plan
- Yespayorc.com
- Paid from
- $25/mopayorc.com
- Provider connections
- 5payorc.com
- Routing rules
- Yespayorc.com
- Automatic retries
- Yespayorc.com
- Tokenization and vault
- Yespayorc.com
- Recurring payments
- Yespayorc.com
- Marketplace payouts
- Yespayorc.com
Facts
- Product
- PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms.payorc.com · 29 Sept 2026
- Routing
- Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%.payorc.com · 29 Sept 2026
- Retries
- PayOrc supports automatic retries through pre-defined fallback chains when payments fail.payorc.com · 29 Sept 2026
- Payment tools
- The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS, and fraud risk tools.payorc.com · 29 Sept 2026
- Payment methods
- The site lists cards, wallets, Apple Pay, Google Pay, SEPA, and BNPL among the payment methods supported through one integration.payorc.com · 29 Sept 2026
- Integrations
- PayOrc says it connects to 100+ providers and systems, with examples including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce, and SAP.payorc.com · 29 Sept 2026
- API and SDKs
- The developer page lists a REST API, webhooks, and SDKs for Node.js, Python, PHP, Java, Ruby, and Go, plus web, Android, iOS, and Flutter SDKs.payorc.com · 29 Sept 2026
- Security
- The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications.payorc.com · 29 Sept 2026
- Data protection
- PayOrc says it uses tokenization and a card vault, AES-256 encryption at rest, TLS 1.3 in transit, and controlled vault access.payorc.com · 29 Sept 2026
- Fraud controls
- The site describes rule-based and machine-learning fraud detection with configurable risk thresholds.payorc.com · 29 Sept 2026
- Support
- The developer page says developer support is available through Slack, email, and video calls.payorc.com · 29 Sept 2026
- Pricing limits
- Starter includes one PSP and is limited to ≤ USD 5k monthly TPV; Growth includes 5 PSPs and covers > USD 5k to USD 100k monthly TPV.payorc.com · 29 Sept 2026
- Fees
- The pricing page lists domestic card fees of 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth, and says displayed MDRs are indicative and tax-exclusive.payorc.com · 29 Sept 2026
Company
- Headquarters
- Dubai, United Arab Emiratespayorc.com · 28 Sept 2026
- Founded
- PayOrc's company timeline says it was founded in 2025 Q2 and achieved PCI DSS Level 1 certification from day one.payorc.com · 29 Sept 2026
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Sources
- payorc.com/company/about· checked 29 Sept 2026
- payorc.com· checked 29 Sept 2026
- payorc.com/integrations· checked 29 Sept 2026
- payorc.com/developers· checked 29 Sept 2026
- payorc.com/company/certifications· checked 29 Sept 2026
- payorc.com/pricing· checked 29 Sept 2026