- Home
- Payment Orchestration Platforms
- OpenSwitch
OpenSwitch
What it is
OpenSwitch gives teams a single API for routing and observing payments across multiple payment service providers (PSPs). Payment routing rules can use cost, success rate, currency, BIN, geography, or custom expressions. Configurable retry policies and connector fallback chains can reroute soft declines. Its common API schema covers payments, refunds, disputes, mandates, and webhooks across enabled connectors. The network-token-aware vault supports tokens portable across PSPs the customer controls. Per-connector views include latency, authorization rates, and decline reasons, with event export through webhooks or S3. The connector directory lists 18 integrations, including Stripe, Adyen, Checkout.com, Braintree, Paymob, Klarna, PayPal, and Razorpay. Developer materials include REST and JSON documentation, an npm SDK, a Docker image, and a self-hosted Rust binary. OpenSwitch says it does not custody funds; settlement occurs directly between PSPs and customers’ bank accounts. The Open Source plan is free, while Cloud is priced on request per orchestrated request, with volume tiers from 1M req/mo.
For and against
For
- Routing rules support several payment criteria.
- Configurable retries can reroute soft declines.
- Common API covers payments and related workflows.
- Vault tokens can be portable across customer-controlled PSPs.
- Open Source plan includes unlimited transactions.
Against
- Cloud volume tiers start from 1M req/mo.
- Enterprise plan is billed by annual contract.
The verdict
OpenSwitch combines multi-PSP routing, retries, a shared payments API, and connector-level observability. Its self-hosted Open Source plan is listed as free; Cloud pricing is priced on request per orchestrated request.
Who it suits
It suits fintechs, marketplaces, and SaaS teams working across multiple PSPs. Teams can choose self-hosted or Cloud use, with Enterprise options also listed.
Plans and prices
Cloud
Hosted · 99.99% SLA · Managed connector upgrades · Email + Slack support
Read 2 Oct 2026 · openswitch.io
Open Source
Self-hosted · Unlimited transactions · All open-source connectors · Community support
Read 2 Oct 2026 · openswitch.io
Enterprise
Single-tenant or VPC deployment · Custom connectors & SLAs · 24/7 on-call + dedicated SE
Read 2 Oct 2026 · openswitch.io
On the record
- Connector framework
- OpenSwitch says it inherits Hyperswitch’s connector framework and allows new connectors to be added through its connector trait.openswitch.tech · read 2 Oct 2026
- Developer support
- The developer page documents REST and JSON, an npm SDK, a Docker image, and a self-hosted Rust binary.openswitch.tech · read 2 Oct 2026
- Enterprise security
- The pricing page lists mTLS and a SOC 2 / PCI evidence pack among Enterprise offerings.openswitch.io · read 2 Oct 2026
- Funds flow
- The homepage says OpenSwitch does not custody funds and that settlement occurs directly between PSPs and customers’ bank accounts.openswitch.tech · read 2 Oct 2026
- Integrations
- The connector directory lists 18 integrations, including Stripe, Adyen, Checkout.com, Braintree, Paymob, Klarna, PayPal, and Razorpay.openswitch.tech · read 2 Oct 2026
- Observability
- It provides per-connector latency, authorization rates, and decline reasons, with event export through webhooks or S3.openswitch.tech · read 2 Oct 2026
- Retry and failover
- Configurable retry policies and connector fallback chains can reroute soft declines.openswitch.tech · read 2 Oct 2026
- Routing
- Its routing rules can route payments by cost, success rate, currency, BIN, geography, or custom expressions.openswitch.tech · read 2 Oct 2026
- Security
- The developer page says requests use bearer keys with restricted scopes and that webhooks are HMAC-signed with replay protection.openswitch.tech · read 2 Oct 2026
- Support
- The pricing page lists community support for Open Source, email and Slack support for Cloud, and 24/7 on-call plus a dedicated solutions engineer for Enterprise.openswitch.io · read 2 Oct 2026
- Unified API
- The API provides a common schema for payments, refunds, disputes, mandates, and webhooks across enabled connectors.openswitch.tech · read 2 Oct 2026
- Vault
- The product describes a network-token-aware vault with tokens portable across PSPs the customer controls.openswitch.tech · read 2 Oct 2026
- What it does
- OpenSwitch provides one API to route, retry, and observe payments across multiple payment service providers (PSPs).openswitch.tech · read 2 Oct 2026
- Who it is for
- The use-cases page describes the product for fintechs, marketplaces, and SaaS teams that need to work across multiple PSPs.openswitch.io · read 2 Oct 2026
