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Mesh Payments
What it is
Mesh Payments combines corporate cards, expense management, and travel management for global enterprises. Its expense product automates workflows from request through reconciliation. Travel tools include booking, multi-agency support, policy enforcement, and real-time duty of care. Card options include virtual and physical local-currency Visa cards, with card-level policies in 40+ countries. The platform also supports approval workflows, budget controls, bill pay, reimbursements, multi-currency use, and card issuance. Employees can send receipts, request cards, and ask about policy through an assistant on WhatsApp, Slack, or email. Mesh lists integrations with accounting software, travel management companies, HRIS, and technology apps, including ADP Workforce Now. Access is passwordless, supports SAML identity providers, and requires two-factor authentication. Mesh says stored customer data is encrypted with AES-256 and public endpoints use TLS 1.2 or higher in transit. Android, iOS, and web access are available. The Pro plan costs nothing for up to 3 users. Premium costs $13 a month, billed per user, per month; Enterprise pricing is custom.
For and against
For
- Free Pro plan covers up to 3 users.
- Supports virtual and physical Visa cards.
- Offers travel booking and policy enforcement.
- Includes mobile apps for Android and iOS.
- 24/7 human support is advertised.
Against
- Premium costs $13 a month per user.
- Enterprise pricing is custom.
The verdict
Mesh Payments brings card, expense, and travel workflows together with web and mobile access. Teams should weigh the free plan's three-user cap against Premium's per-user monthly charge.
Who it suits
Mesh Payments suits global enterprises managing expenses, corporate cards, and business travel. Its mobile apps and messaging assistant may also suit employees handling receipts, card requests, or policy questions.
Plans and prices
Pro
No cost for up to 3 users
Read 3 Oct 2026 · meshpayments.com
Premium
Read 3 Oct 2026 · meshpayments.com
Enterprise
Read 3 Oct 2026 · meshpayments.com
On the record
- AI assistant
- Employees can send receipts, request cards, and ask about policy through WhatsApp, Slack, or email using the assistant.meshpayments.com · read 3 Oct 2026
- Authentication
- The platform is passwordless and permits access through SAML identity providers, with two-factor authentication required for users.meshpayments.com · read 3 Oct 2026
- Cards
- Mesh advertises local-currency Visa cards, virtual and physical cards, and card-level policies in 40+ countries.meshpayments.com · read 3 Oct 2026
- Company founding
- A company profile lists Mesh Payments as founded in 2018.crunchbase.com · read 3 Oct 2026
- Data protection
- Mesh says customer data is encrypted at rest with AES-256 and public endpoints use TLS 1.2 or higher in transit.meshpayments.com · read 3 Oct 2026
- Expense automation
- Its expense product manages expenses from request to reconciliation with AI-powered automation.meshpayments.com · read 3 Oct 2026
- Integrations
- Mesh says it integrates with accounting software, travel management companies, HRIS, and technology apps; its directory lists ADP Workforce Now as an HRIS integration.meshpayments.com · read 3 Oct 2026
- Mobile apps
- Mesh links to iOS and Android apps from its website.meshpayments.com · read 3 Oct 2026
- Product
- Mesh provides cards, expenses, and travel management for global enterprises and their agents.meshpayments.com · read 3 Oct 2026
- Security audits
- Mesh says it has SOC 1 and SOC 2 Type II reports and commits to annual SOC 1 and SOC 2 audits.meshpayments.com · read 3 Oct 2026
- Support
- Mesh advertises 24/7 human support.meshpayments.com · read 3 Oct 2026
- Travel
- The travel platform offers booking tools, multi-agency support, policy enforcement, and real-time duty of care.meshpayments.com · read 3 Oct 2026
- Who it serves
- Mesh describes its mission as simplifying travel and expense management for modern global enterprises.meshpayments.com · read 3 Oct 2026
