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M-Changa
Westcom Building, Mahiga Mairu Avenue, off Waiyaki Way, 3rd Floor, Block B
What it is
M-Changa is an online and mobile fundraising platform for individuals and institutions, with fundraiser setup listed as free. Campaigns can cover causes such as medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects, and sports clubs. An online fundraiser can present a story, pictures, videos, and a target on a customizable share page. Donations can be made by mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. In Kenya, people can register, share, and manage a fundraiser by dialing *483*57#, including where regular internet access is unavailable. USSD fundraisers can view donation, withdrawal, and expense statements together. Campaigns can be shared using Facebook, X, WhatsApp, and SMS. The platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. Withdrawal fees vary by method and amount. One phone line can manage one active fundraiser at a time, but can contribute to unlimited fundraisers. M-Changa is available on iOS and the web.
For and against
For
- Fundraiser setup is free.
- Campaigns can include stories, pictures, videos, and targets.
- Accepts mobile money, cards, and PayPal.
- Kenya users can manage fundraisers through USSD.
- Supports recurring donations.
Against
- One phone line can manage one active fundraiser.
- The platform fee is 4.25% on donations.
- Withdrawals may carry additional fees.
- Withdrawals require a minimum balance.
The verdict
M-Changa offers campaign pages, multiple donation methods, sharing options, and a USSD route in Kenya. Fundraisers should account for the platform fee, withdrawal charges, and the one-active-fundraiser-per-line limit.
Who it suits
M-Changa may suit individuals or institutions collecting donations for listed personal, community, school, faith, or group causes. Its Kenya USSD option is relevant to fundraisers who cannot rely on regular internet access.
Plans and prices
M-Changa fundraiser
Fundraiser setup is free · one active fundraiser per phone line · withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M)
Read 4 Oct 2026 · mchanga.africa
On the record
- Company
- The terms identify Mobi Changa Limited Kenya as the owner and operator and say it is not a financial institution and does not accept deposits.mchanga.africa · read 4 Oct 2026
- Customer support
- The site lists support by email and phone and says live customer care is available six days a week through email, phone and social media.mchanga.africa · read 4 Oct 2026
- Donations
- Online fundraisers can accept mobile money and Visa, MasterCard and PayPal donations, with card and PayPal options listed as worldwide.mchanga.africa · read 4 Oct 2026
- Fees
- The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days.mchanga.africa · read 4 Oct 2026
- Online fundraiser
- Online fundraisers can include a story, pictures, videos and targets on a customizable share page.mchanga.africa · read 4 Oct 2026
- Other charges
- The fees page lists KES 550 for EFT withdrawals below KES 500,000, free EFT withdrawals at or above that amount, and a USD 25 international bank transfer withdrawal fee.mchanga.africa · read 4 Oct 2026
- Purpose
- M-Changa is an online and mobile fundraising platform for individuals and institutions.mchanga.africa · read 4 Oct 2026
- Security
- The USSD page says donations are secured through verification with documents and treasurers.mchanga.africa · read 4 Oct 2026
- Service limit
- The terms state that one phone line can manage only one active fundraiser at a time, while contributing to unlimited fundraisers is allowed.mchanga.africa · read 4 Oct 2026
- Sharing
- The site says fundraisers can be shared via Facebook, X, WhatsApp and SMS.mchanga.africa · read 4 Oct 2026
- Statements
- USSD fundraisers can access donation, withdrawal and expense statements in one place.mchanga.africa · read 4 Oct 2026
- Use cases
- The site lists medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects and sports clubs as fundraising causes.mchanga.africa · read 4 Oct 2026
- USSD access
- In Kenya, users without regular internet access can register, share and manage a fundraiser by dialing *483*57#.mchanga.africa · read 4 Oct 2026
