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Cheddar
What it is
Cheddar is a monetization platform for product-led growth and usage-based subscription billing. Its API records customer activity as tracked-item counters, and billing rules are applied afterward, so pricing can change without changing billing code. Cheddar applies plan rules to usage to generate invoices, then processes them through built-in credit-card processing or an external system. Plans include customer communications, SaaS reporting, revenue optimization, invoice generation, subscription billing, and usage tracking. Monthly API usage includes up to 500,000 interactions; each additional 1,000 interactions costs 25 cents. Customizable hosted pages handle subscription signups, payment updates, subscription changes, and cancellations, while tracked items and one-time invoices require API use. Payment options include CheddarPay, compatible processors, PayPal, ACH, and checks. The service integrates with Zapier, and its REST-like API can be used with any programming language. The Builder Plan is $99 a month and 30¢ per transaction; the Growth Plan is $599 a month and 0.5% of revenue. A free plan is also listed.
For and against
For
- Pricing rules can change without changing billing code.
- Plans include invoice generation and usage tracking.
- Hosted pages support subscription changes and cancellations.
- Payment options include PayPal, ACH, and checks.
- Integrates with Zapier.
Against
- Builder Plan costs $99 a month and 30¢ per transaction.
- Growth Plan costs $599 a month and 0.5% of revenue.
- Tracked items and one-time invoices require API use.
- Additional API interactions cost 25 cents per 1,000.
The verdict
Cheddar combines tracked usage, adjustable billing rules, invoice generation, and several payment options. Review the plan charges and API requirements for the billing tasks you need.
Who it suits
Cheddar suits startups, growing organizations, and enterprise companies that need subscription billing or usage-based pricing. Its API and hosted payment pages offer different ways to manage billing workflows.
Plans and prices
Builder Plan
Email-based support · Extensive knowledge base and documentation · Connect with multiple payment gateways
Read 30 Sep 2026 · getcheddar.com
Growth Plan
Chat and phone support · Pricing and migration consultancy included · Robust real-time webhook integrations
Read 30 Sep 2026 · getcheddar.com
On the record
- Audience
- Cheddar describes its Growth Plan as enterprise-grade billing and consulting and says its pricing options serve startups, growing organizations, and enterprise companies.getcheddar.com · read 30 Sep 2026
- Billing model
- Cheddar tracks customer activity first and applies billing rules afterward, allowing pricing changes without changing billing code.getcheddar.com · read 30 Sep 2026
- Billing workflow
- Cheddar applies pricing-plan rules to tracked usage to generate invoices, then processes them using built-in credit-card processing or an external system.getcheddar.com · read 30 Sep 2026
- Company
- The maker identifies the company as GetCheddar, Inc. and lists its address as 642 N Madison St, Bloomington, Indiana 47404.getcheddar.com · read 30 Sep 2026
- Developer API
- The maker says Cheddar’s REST-like API can be used with any programming language.getcheddar.com · read 30 Sep 2026
- Features
- Cheddar says every plan includes customer communications, SaaS reporting, revenue optimization, invoice generation, subscription billing, and usage tracking.getcheddar.com · read 30 Sep 2026
- Hosted pages
- Cheddar offers customizable hosted payment pages for subscription signups, payment updates, subscription changes, and cancellations; tracked items and one-time invoices require API use.support.getcheddar.com · read 30 Sep 2026
- Included API usage
- Plans include up to 500,000 API interactions per month; additional interactions cost 25 cents per 1,000 interactions.getcheddar.com · read 30 Sep 2026
- Integrations
- Cheddar’s support FAQ says it integrates with Zapier, which can connect it to thousands of apps.getcheddar.com · read 30 Sep 2026
- Payment options
- Customers can use CheddarPay, compatible payment processors, PayPal, or external payment methods such as ACH and checks.getcheddar.com · read 30 Sep 2026
- Product
- Cheddar describes itself as a monetization platform for product-led growth and usage-based subscription billing.getcheddar.com · read 30 Sep 2026
- Security
- Cheddar’s privacy policy, last modified May 24, 2018, says data is stored on secured servers behind a firewall with access controls and that SSL encrypts passwords and personal credit information in transit.getcheddar.com · read 30 Sep 2026
- Support
- Cheddar lists email, support discussions, chat, a knowledge base, and API documentation; its support page says chat is available from 9am to 5pm EST.getcheddar.com · read 30 Sep 2026
- Usage tracking
- Its API tracks customer activity using tracked items, which are counters that can be updated during a billing period.getcheddar.com · read 30 Sep 2026