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Cheddar

What it is

Cheddar is a monetization platform for product-led growth and usage-based subscription billing. Its API records customer activity as tracked-item counters, and billing rules are applied afterward, so pricing can change without changing billing code. Cheddar applies plan rules to usage to generate invoices, then processes them through built-in credit-card processing or an external system. Plans include customer communications, SaaS reporting, revenue optimization, invoice generation, subscription billing, and usage tracking. Monthly API usage includes up to 500,000 interactions; each additional 1,000 interactions costs 25 cents. Customizable hosted pages handle subscription signups, payment updates, subscription changes, and cancellations, while tracked items and one-time invoices require API use. Payment options include CheddarPay, compatible processors, PayPal, ACH, and checks. The service integrates with Zapier, and its REST-like API can be used with any programming language. The Builder Plan is $99 a month and 30¢ per transaction; the Growth Plan is $599 a month and 0.5% of revenue. A free plan is also listed.

For and against

For

  • Pricing rules can change without changing billing code.
  • Plans include invoice generation and usage tracking.
  • Hosted pages support subscription changes and cancellations.
  • Payment options include PayPal, ACH, and checks.
  • Integrates with Zapier.

Against

  • Builder Plan costs $99 a month and 30¢ per transaction.
  • Growth Plan costs $599 a month and 0.5% of revenue.
  • Tracked items and one-time invoices require API use.
  • Additional API interactions cost 25 cents per 1,000.

The verdict

Cheddar combines tracked usage, adjustable billing rules, invoice generation, and several payment options. Review the plan charges and API requirements for the billing tasks you need.

Who it suits

Cheddar suits startups, growing organizations, and enterprise companies that need subscription billing or usage-based pricing. Its API and hosted payment pages offer different ways to manage billing workflows.

Plans and prices

Builder Plan

$99a month

Email-based support · Extensive knowledge base and documentation · Connect with multiple payment gateways

Growth Plan

$599a month

Chat and phone support · Pricing and migration consultancy included · Robust real-time webhook integrations

Every plan, in full

On the record

Audience
Cheddar describes its Growth Plan as enterprise-grade billing and consulting and says its pricing options serve startups, growing organizations, and enterprise companies.getcheddar.com · read 30 Sep 2026
Billing model
Cheddar tracks customer activity first and applies billing rules afterward, allowing pricing changes without changing billing code.getcheddar.com · read 30 Sep 2026
Billing workflow
Cheddar applies pricing-plan rules to tracked usage to generate invoices, then processes them using built-in credit-card processing or an external system.getcheddar.com · read 30 Sep 2026
Company
The maker identifies the company as GetCheddar, Inc. and lists its address as 642 N Madison St, Bloomington, Indiana 47404.getcheddar.com · read 30 Sep 2026
Developer API
The maker says Cheddar’s REST-like API can be used with any programming language.getcheddar.com · read 30 Sep 2026
Features
Cheddar says every plan includes customer communications, SaaS reporting, revenue optimization, invoice generation, subscription billing, and usage tracking.getcheddar.com · read 30 Sep 2026
Hosted pages
Cheddar offers customizable hosted payment pages for subscription signups, payment updates, subscription changes, and cancellations; tracked items and one-time invoices require API use.support.getcheddar.com · read 30 Sep 2026
Included API usage
Plans include up to 500,000 API interactions per month; additional interactions cost 25 cents per 1,000 interactions.getcheddar.com · read 30 Sep 2026
Integrations
Cheddar’s support FAQ says it integrates with Zapier, which can connect it to thousands of apps.getcheddar.com · read 30 Sep 2026
Payment options
Customers can use CheddarPay, compatible payment processors, PayPal, or external payment methods such as ACH and checks.getcheddar.com · read 30 Sep 2026
Product
Cheddar describes itself as a monetization platform for product-led growth and usage-based subscription billing.getcheddar.com · read 30 Sep 2026
Security
Cheddar’s privacy policy, last modified May 24, 2018, says data is stored on secured servers behind a firewall with access controls and that SSL encrypts passwords and personal credit information in transit.getcheddar.com · read 30 Sep 2026
Support
Cheddar lists email, support discussions, chat, a knowledge base, and API documentation; its support page says chat is available from 9am to 5pm EST.getcheddar.com · read 30 Sep 2026
Usage tracking
Its API tracks customer activity using tracked items, which are counters that can be updated during a billing period.getcheddar.com · read 30 Sep 2026

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