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On the recordRead 4 Oct 202614 facts
AI Payments
Plans and prices
Custom enterprise plan
Priced on request
No public price listed; schedule a demo or request a savings quote
Read 4 Oct 2026 · aipayments.com
On the record
- AI routing
- Its machine learning models evaluate transactions in real time and select a processor based on predicted authorization and cost.aipayments.com · read 4 Oct 2026
- Bank sponsorship
- The site says AI Payments is a licensee of Pay.com, which has US BIN sponsorship with FDIC-insured Cross River Bank.aipayments.com · read 4 Oct 2026
- Compliance
- The orchestration page says routing card data through AI Payments can reduce a merchant’s PCI compliance scope; it does not state that the product is PCI certified.aipayments.com · read 4 Oct 2026
- Currency conversion
- Dynamic Currency Conversion offers international cardholders real-time conversion at the point of sale, according to the product homepage.aipayments.com · read 4 Oct 2026
- Debit routing
- Least cost debit routing supports PIN and PINless transactions and logs eligible network options for Durbin Amendment documentation.aipayments.com · read 4 Oct 2026
- Decline recovery
- Decline recapture retries failed transactions using intelligent logic, according to the product homepage.aipayments.com · read 4 Oct 2026
- Integrations
- The site describes connections to multiple processors, gateways, and acquirers through a single API but does not name specific providers on the opened orchestration page.aipayments.com · read 4 Oct 2026
- Intended customers
- The site presents the platform for enterprise, high-volume e-commerce, B2B, marketplace, and global merchants.aipayments.com · read 4 Oct 2026
- Interchange optimization
- The platform enriches transaction data for Level II and Level III processing to help qualifying transactions reach lower interchange tiers.aipayments.com · read 4 Oct 2026
- Orchestration
- A single API connects payment processors, gateways, and acquirers, with routing, retries, failover, tokenization, and consolidated reporting.aipayments.com · read 4 Oct 2026
- Product
- AI Payments describes itself as a global acquiring and payment orchestration platform for merchants.aipayments.com · read 4 Oct 2026
- Routing signals
- The routing engine analyzes more than 120 transaction signals, including card BIN, merchant category, currency, geography, issuer behavior, and processor health.aipayments.com · read 4 Oct 2026
- Security
- The privacy policy says the company uses encryption in transit and at rest, access controls, and regular security assessments.aipayments.com · read 4 Oct 2026
- Support
- The About page lists 24/7 agentic support.aipayments.com · read 4 Oct 2026
