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On the recordRead 8 Oct 202622 facts
Verification Exchange
Plans and prices
Verifier subscription (Employment Income or Employment verification)
Priced on request
Fees are set in a subscription agreement · real-time and manual verification options · subscription tiers depend on data available
Read 8 Oct 2026 · equifax.com.au
On the record
- Access
- Verifiers can submit requests with the individual’s consent through an integrated API or web portal.equifax.com.au · read 8 Oct 2026
- Access channels
- Verifier service terms list a secure web interface, API and batch portal as delivery channels.equifax.com.au · read 8 Oct 2026
- Audience
- The service is presented for verifiers assessing applicants’ employment income, employers sharing employee information, and payroll partners serving employer clients.equifax.com.au · read 8 Oct 2026
- Availability
- Verification Exchange is not offered to or available for individuals located in the European Union or the UK.equifax.com.au · read 8 Oct 2026
- Certifications
- Equifax says its ISO 27001 certification covers its Australian businesses, including Verification Exchange, and that the service maintains its own SOC 2 coverage.equifax.com.au · read 8 Oct 2026
- Client Rules Engine
- Its Client Rules Engine simplifies complex data into tailored attributes and provides auditability.equifax.com.au · read 8 Oct 2026
- Compliance
- The service can provide an audit trail that includes income breakdowns and key employment details.equifax.com.au · read 8 Oct 2026
- Consent and screening
- Verifier organisations are credentialled, and employee consent is required before access to employee data is granted.equifax.com.au · read 8 Oct 2026
- Data history
- The service holds historical employment income data for up to three years for an employee.equifax.com.au · read 8 Oct 2026
- Data retention
- The service holds historical employment income data for up to three years for an employee.equifax.com.au · read 8 Oct 2026
- Data source
- The service provides employment income data directly from source, replacing document uploads with data.equifax.com.au · read 8 Oct 2026
- Disputes
- When an employee disputes a record, Equifax can block it during the dispute period, while the employer remains responsible for correcting its payroll data.equifax.com.au · read 8 Oct 2026
- Employer fee
- The service is described as fee free for employers.equifax.com.au · read 8 Oct 2026
- Fraud mitigation
- Equifax says direct-from-source verification can help mitigate payslip fraud and overstated income.equifax.com.au · read 8 Oct 2026
- Fraud reduction
- The service helps reduce payslip fraud by giving verifiers access to employment income data directly from employers and their service providers.equifax.com.au · read 8 Oct 2026
- Integration
- Payroll providers can supply payroll data from participating employers to support employee-authorised verification requests.equifax.com.au · read 8 Oct 2026
- Manual verification limit
- When requested data is not digitally available, Equifax may contact employers directly, and the resulting manual report is not immediately available.equifax.com.au · read 8 Oct 2026
- Payroll partner integration
- Payroll partners provide payroll data so the service can respond to employee-authorised verification requests for participating employers.equifax.com.au · read 8 Oct 2026
