Truv
What it is
Truv gives financial institutions access to consumer-permissioned data for decisions involving income, employment, assets, education, volunteer activity, and transactions. Its verification products include income and employment, asset, direct deposit switching, and insurance verification, as well as Truv Bridge. The company says it connects to over 12,800 payroll providers, employers, and gig platforms, covering about 96% of the U.S. workforce. Developers can use API documentation and a customizable Bridge UI widget for account connection and data sharing. The platform lists integrations with loan origination systems such as Encompass, Byte, Bluesage, Vesta, and Empower, and point-of-sale systems including nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee. Truv says consumers review and authorize shared information, and banking connections are read-only. It lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, along with 99.95% uptime. Consumers can use a modern browser on desktop, mobile, or tablet without downloading an app or creating an account, and Truv says it does not charge them. Business pricing is available on request.
For and against
For
- Supports several types of income and asset verification
- Consumer reviews and authorizes shared information
- Banking connections have read-only access
- Consumers do not pay for the service
Against
- Business pricing is available on request
- Account management and support SLAs depend on plan
The verdict
Truv combines verification products, data connections, and developer tools for financial institutions. Its business pricing is on request, and support arrangements vary by plan.
Who it suits
Truv is designed for financial institutions seeking consumer-authorized data for verification and related decisions. Its API and Bridge UI widget may also suit developers building account connection and data-sharing flows.
Plans and prices
Enterprise
Everything in Professional · Dedicated solutions engineer · Support SLAs · Data deletion
Read 4 Oct 2026 · truv.com
Launch
Unlimited test credentials · Onboarding support · Customization · Templates
Read 4 Oct 2026 · truv.com
Professional
Everything in Launch · Slack or Teams support · Dedicated account manager · Custom permissions
Read 4 Oct 2026 · truv.com
On the record
- Browser access
- Truv says consumers can use it in a modern browser on desktop, mobile, or tablet, with no app download or account creation required.help.truv.com · read 4 Oct 2026
- Compliance and availability
- Truv lists SOC 2 Type II, Section 508, WCAG 2.2 AA, and FCRA compliance, along with 99.95% uptime.help.truv.com · read 4 Oct 2026
- Consumer control
- Truv says users review and authorize what information is shared, and banking connections have read-only access.help.truv.com · read 4 Oct 2026
- Consumer cost
- Truv says it does not charge consumers for its services.truv.com · read 4 Oct 2026
- Data sources
- Truv says it connects to over 12,800 payroll providers, employers, and gig platforms and covers about 96% of the U.S. workforce.truv.com · read 4 Oct 2026
- Developer access
- Truv provides API documentation and a customizable Bridge UI widget for account connection and data sharing.help.truv.com · read 4 Oct 2026
- Integrations
- The platform lists LOS integrations including Encompass, Byte, Bluesage, Vesta, and Empower, and POS integrations including nCino, Blend, Lodasoft, LenderLogix, Floify, and Besmartee.help.truv.com · read 4 Oct 2026
- Pricing model
- Truv says it charges for each successful connection and that pricing varies by product; some products include unlimited re-verifications within 120 days.truv.com · read 4 Oct 2026
- Security
- Truv says it is SOC 2 Type II certified and encrypts sensitive data, with MFA for critical systems and regular audits.help.truv.com · read 4 Oct 2026
- Support
- The pricing page lists help center and developer documentation, email and ticket support, and plan-dependent account management and support SLAs.truv.com · read 4 Oct 2026
- Verification products
- Its platform offers income and employment, asset, direct deposit switching, and insurance verification, as well as Truv Bridge.help.truv.com · read 4 Oct 2026
- What it does
- Truv gives financial institutions access to consumer-permissioned financial data for income, employment, asset, education, volunteer, and transaction data decisions.truv.com · read 4 Oct 2026
