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Thunes
Singapore
What it is
Thunes is a cross-border payments network connecting businesses with local payment methods through direct connections. A single payment API supports global methods, while financial institutions can also connect through Swift. The network handles payouts to bank accounts, mobile wallets, cards, cash pickup and stablecoin wallets, plus acceptance of mobile wallet, bank, voucher and BNPL payments. Thunes states coverage of 140 countries, 90 currencies and 220 payment methods, with more than 720 network members. Its endpoints reach 4 billion mobile and stablecoin wallets, 8 billion bank accounts and 15 billion cards. REST APIs support transaction processing and retrieval, account management and discovery services. Customers receive real-time tracking, payment confirmations and transaction insights; Thunes says 85% of payments settle immediately or in real time. SmartX Treasury provides foreign-exchange management across 90 currencies. Thunes says it is licensed in 50 markets and complies with PCI DSS and ISO 27001. Onboarding takes a few weeks with a dedicated Solutions Delivery team. Pricing varies by service, volume, corridor and risk and is provided during onboarding or in an Order Document.
For and against
For
- Single API for global payment methods
- Payouts to wallets, banks, cards and stablecoins
- Coverage across 140 countries and 90 currencies
- Real-time transaction tracking and confirmations
- Supports Swift connectivity
Against
- Pricing is not published as a general rate card
- Fees vary by service, volume, corridor and risk
- Onboarding takes a few weeks
The verdict
Thunes provides broad cross-border payout and payment acceptance coverage through APIs or Swift. Its settlement, tracking and treasury tools support businesses that need multiple local payment methods.
Who it suits
Thunes serves banks, neobanks, mobile wallets, payment providers, marketplaces, gig platforms, money-transfer operators, digital-asset companies, e-commerce and payroll businesses.
Plans and prices
Thunes payment services
Fees specified in an Order Document or provided during onboarding; transaction fees vary by service, volume, corridor and risk
Read 2 Oct 2026 · thunes.com
On the record
- API
- Thunes provides REST APIs for transaction processing and retrieval, account management and discovery services.developers.thunes.com · read 2 Oct 2026
- Compliance
- Thunes says it is licensed in 50 markets and offers embedded risk controls through Fortress Compliance.thunes.com · read 2 Oct 2026
- Connectivity
- Financial institutions can connect through direct APIs or existing Swift infrastructure.thunes.com · read 2 Oct 2026
- Coverage
- Thunes states that it reaches 140 countries, 90 currencies and 220 payment methods.thunes.com · read 1 Oct 2026
- Endpoints
- Thunes says its network reaches 4 billion mobile and stablecoin wallets, 8 billion bank accounts and 15 billion cards.thunes.com · read 1 Oct 2026
- Implementation support
- Thunes says onboarding takes a few weeks and includes support from a dedicated Solutions Delivery team.thunes.com · read 1 Oct 2026
- Integration
- Customers can connect through API or Swift.thunes.com · read 1 Oct 2026
- Payment acceptance
- Thunes supports acceptance of mobile wallets, bank payments, digital vouchers and BNPL payments.thunes.com · read 1 Oct 2026
- Payment API
- Its platform provides access to global payment methods through a single API.thunes.com · read 1 Oct 2026
- Payment speed
- Thunes states that 85% of payments on its network settle immediately.thunes.com · read 2 Oct 2026
- Payment types
- The network supports payouts to bank accounts, mobile wallets, cards, cash pickup and stablecoin wallets, as well as local payment acceptance.thunes.com · read 2 Oct 2026
- Payouts
- Thunes supports payouts to mobile wallets, stablecoin wallets, bank accounts and cards.thunes.com · read 1 Oct 2026
- Pricing terms
- Fees are specified in an Order Document, presented during onboarding, displayed on the website, or agreed in writing; the page does not provide a general rate card.thunes.com · read 2 Oct 2026
- Product
- Thunes provides a global cross-border payments network connecting businesses to local payment methods through direct connections.thunes.com · read 2 Oct 2026
- Reach
- The Direct Global Network states that it reaches more than 720 members across 140 countries and supports 90 currencies and 220 payment methods.thunes.com · read 2 Oct 2026
- Regulatory licences
- Thunes states that it is licensed by MAS in Singapore, FCA in the UK and ACPR in France, and registered with FinCEN in the US.thunes.com · read 1 Oct 2026
- Reporting
- The platform provides real-time transaction tracking, instant payment confirmations and detailed transaction insights.thunes.com · read 1 Oct 2026
- Security
- Thunes says it is ISO 27001 and PCI DSS certified and describes measures including encryption, access controls and security monitoring.thunes.com · read 2 Oct 2026
