Thrive
Gloucester, Gloucestershire, UK
What it is
Thrive is a platform for UK organisations and employees that combines workplace pensions, employee benefits, and financial wellbeing. Employees use its website or Android and iOS app to access an employer-selected benefits marketplace and Thrive Academy lessons. The education library includes short videos and tools about budgeting, saving, goal setting, ISAs, pensions, investments, salary sacrifice, and retirement planning. Independent financial coaches offer confidential one-to-one conversations in the app or by phone, and can refer complex cases to qualified advisers for regulated, personalised guidance. Coaching is included in membership, while adviser fees apply. Smart Pension powers Thrive’s workplace pension, which employees can manage with flexible investment options. Employers receive a dashboard showing engagement, usage, ROI, and pension sign-ups, and can connect payroll for real-time tracking. Thrive says the app is encrypted and keeps personal information private. Pricing is on request; the listed pension plan is $0.60 a year, billed as a 0.60% total annual cost.
For and against
For
- Web, Android, and iOS access
- Financial education covers multiple planning topics
- Confidential one-to-one coaching included
- Employer engagement and ROI dashboard
- Pension powered by Smart Pension
Against
- Overall pricing is available on request
- Adviser fees apply after referrals
- Benefits vary by employer
- Listed pension cost is $0.60 a year
The verdict
Thrive brings benefits, pension administration, education, and coaching into one employee platform with employer reporting. Its usefulness depends on the benefits an organisation selects, and regulated adviser help carries separate fees.
Who it suits
Thrive is designed for UK businesses and their employees seeking workplace benefits, pension management, and financial education in web and mobile channels. Benefit access depends on what each employer chooses to provide.
Plans and prices
Workplace pension
Workplace pension; total annual cost
Read 9 Oct 2026 · mythrive.co.uk
On the record
- Advice fees
- Financial coaching is included as part of Thrive membership, while adviser fees apply.mythrive.co.uk · read 9 Oct 2026
- Benefits
- The platform brings employee benefits together in an app and offers a curated benefits marketplace and engagement insights.mythrive.co.uk · read 9 Oct 2026
- Coaching
- Employees can speak confidentially with independent financial coaches one-to-one in the app or by phone.mythrive.co.uk · read 9 Oct 2026
- Eligibility limits
- Available workplace benefits depend on what an employer chooses to offer, and not all benefits are available to everyone.help.mythrive.co.uk · read 9 Oct 2026
- Employer dashboard
- The employer dashboard provides real-time insights into engagement with pensions, benefits and financial education, and can track usage, ROI and pension sign-ups.mythrive.co.uk · read 9 Oct 2026
- Financial education
- Thrive Academy offers bite-sized video lessons, tools and lessons on topics including budgeting, goal setting, ISAs and retirement planning.mythrive.co.uk · read 9 Oct 2026
- Payroll
- Thrive says employers can connect payroll and track employee usage and engagement in real time.mythrive.co.uk · read 9 Oct 2026
- Pension features
- Employees can manage their workplace pension in the app, with flexible investment options and confidential financial coaching.mythrive.co.uk · read 9 Oct 2026
- Pension provider
- Thrive’s workplace pension is powered by Smart Pension.mythrive.co.uk · read 9 Oct 2026
- Platform access
- Employees can use Thrive through its website and its app listed in the Apple App Store and Google Play.help.mythrive.co.uk · read 9 Oct 2026
- Regulated advice
- Thrive coaches can refer employees to qualified financial advisers for regulated, personalised guidance on complex financial needs.mythrive.co.uk · read 9 Oct 2026
- Security
- Thrive’s help page says the app is secure and encrypted and personal information stays private.help.mythrive.co.uk · read 9 Oct 2026
- Support
- Thrive lists customer support at [email protected] and +44 1452 922000.mythrive.co.uk · read 9 Oct 2026
- What it does
- Thrive brings workplace pensions, employee benefits and financial wellbeing together in one platform for organisations and their employees.mythrive.co.uk · read 9 Oct 2026
- Who it is for
- Thrive describes its platform as designed for UK businesses and their employees.mythrive.co.uk · read 9 Oct 2026
