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Petl Pay
London, United Kingdom
What it is
Petl Pay connects project work with client invoices, contributor pay runs and payment records for project-based teams. It supports multi-party invoicing, contributor allocations, approvals and payouts tied to a project. Teams can use it through ChatGPT, Claude, Slack and WhatsApp to create projects, raise invoices, generate payment links and prepare pay runs. Completed pay runs and statements can be pushed to Xero. For eligible UK construction workflows, Petl calculates and tracks CIS deductions but does not file with HMRC. Payment workflows use bank and stablecoin rails across the UK, EU, US, Brazil, Mexico, Colombia and South Africa, subject to availability; transfer fees range from 0.2% to 1.2%, depending on transfer type, corridor and volume. Petl says it works with licensed payment providers and does not hold customer funds. The free plan costs nothing and has no active payees, payment links, wallets or payouts. Solo is $10 a month and allows up to three active payees. Business is $149 a month. Enterprise pricing is custom.
For and against
For
- Supports multi-party invoicing and contributor allocations.
- Teams can access it through several chat tools.
- Pay runs and statements can be pushed to Xero.
- Lists bank and stablecoin payment workflows.
- Audit trails cover bills, invoices, approvals and payouts.
Against
- Free plan has no active payees or payouts.
- Solo supports up to 3 active payees.
- Transfer fees range from 0.2% to 1.2%.
- Petl does not file CIS with HMRC.
The verdict
Petl Pay links project invoicing and contributor payouts, with approval steps and audit trails. Its free tier excludes active payees and payouts, and transfer fees vary by transaction details.
Who it suits
Petl Pay is aimed at agencies, studios, consultancies and UK construction subcontractors managing project teams and payments to multiple contributors. It may suit teams that need invoice approvals and payout records alongside project work.
Plans and prices
Free
Unlimited projects and contributors · Unlimited invoice and billing automation · No active payees, embedded payment links, wallets or payouts
Read 7 Oct 2026 · petlpay.com
Solo
Up to 3 active payees · Embedded invoice payment buttons · USD and EUR account details · Contributor wallets
Read 7 Oct 2026 · petlpay.com
Business
Up to 20 active payees · Multi-party payment distribution · Audit trails, reporting and reconciliation · API and MCP access
Read 7 Oct 2026 · petlpay.com
Enterprise
Custom payee volumes and routing · Advanced reporting and controls · Dedicated onboarding and support · Custom commercial terms
Read 7 Oct 2026 · petlpay.com
On the record
- Accounting integration
- Completed pay runs and statements can be pushed to Xero.petlpay.com · read 7 Oct 2026
- Approvals
- Money movement requires the appropriate approval and verification step.petlpay.com · read 7 Oct 2026
- Chat tools
- Teams can use Petl through ChatGPT, Claude, Slack and WhatsApp to create projects, raise invoices, generate payment links and prepare pay runs.petlpay.com · read 7 Oct 2026
- Construction compliance
- For eligible UK construction workflows, Petl calculates and tracks CIS deductions but does not file with HMRC.petlpay.com · read 7 Oct 2026
- Cross-border payments
- Supported payment workflows include bank and stablecoin rails across the UK, EU, US, Brazil, Mexico, Colombia and South Africa, subject to availability.petlpay.com · read 7 Oct 2026
- Data handling
- Petl says it does not store payment card numbers, bank login credentials, private wallet keys or government-issued identity documents.petlpay.com · read 7 Oct 2026
- Features
- It supports multi-party invoicing, contributor allocations, approvals and payout records tied to a project.petlpay.com · read 7 Oct 2026
- Fees
- The site states that transfer fees range from 0.2% to 1.2%, depending on transfer type, corridor and volume.petlpay.com · read 7 Oct 2026
- Intended users
- Petl is aimed at agencies, studios, consultancies and UK construction subcontractors that manage project teams and pay multiple contributors.petlpay.com · read 7 Oct 2026
- Maker
- The site footer identifies Rafiki Works Ltd. as the company behind Petl Pay.petlpay.com · read 7 Oct 2026
- Notable limit
- Petl says its Free plan has no active payees, embedded payment links, wallets or payouts.petlpay.com · read 7 Oct 2026
- Purpose
- Petl Pay turns project work into client invoices, contributor pay runs and payments for project-based teams.petlpay.com · read 7 Oct 2026
- Security
- Petl says it is non-custodial, works with licensed payment providers, and does not hold customer funds.petlpay.com · read 7 Oct 2026
- Verification and records
- The site describes KYC/KYB checks where required and audit trails for bills, invoices, approvals, payments and payouts.petlpay.com · read 7 Oct 2026
