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MoneyWorks
Auckland, New Zealand
What it is
MoneyWorks is business information and accounting software combining desktop applications with a cloud service. Its integrated accounting functions include cashbook, general ledger, accounts receivable and payable, budgeting, and fixed assets. Business tools cover quotes, order tracking, job costing and billing, inventory, multiple currencies, and bills of material. Reporting spans financial, sales, purchasing, inventory, receivables, and payables, alongside dashboards and executive summaries. Tax features track and report GST, VAT, HST, and sales tax. It runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now. The maker describes options from single-user desktop software to a server supporting up to 100 users. A free plan and 45-day trial are listed; the trial ends after 45 days or 99 opens, whichever comes first, and data can continue in a purchased version. Listed prices include MoneyWorks Express at $18.15 a month, MoneyWorks Gold at $28.27 a month, Datacentre Single Company File — Single User at $39.93 a month, and Datacentre Multi-Company File — Single User at $50.05 a month. Support is charged separately if required. Optional bank feeds are available only in Australia and New Zealand and carry an additional monthly charge per company.
For and against
For
- Includes general ledger, receivables, and payables.
- Supports inventory, job costing, and multiple currencies.
- Offers financial and operational reports.
- Trial data can continue in a purchased version.
- Can be hosted locally, on a network, or in the cloud.
Against
- Trial ends after 45 days or 99 opens.
- Support is charged separately if required.
- Optional bank feeds are limited to Australia and New Zealand.
- Bank feeds carry an additional monthly charge per company.
The verdict
MoneyWorks combines accounting, operations, and reporting tools across desktop and cloud hosting options. Compare the listed configurations and account for separately charged support and the limits on optional bank feeds.
Who it suits
MoneyWorks has options for cash-based organisations, smaller businesses needing invoicing, and enterprise-level use. It may suit businesses seeking accounting, operational tools, and reporting in a desktop or cloud setup.
Plans and prices
MoneyWorks Express
For smaller businesses that need invoicing; the page lists multiple prices.
Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Gold
Cost centre accounting, multi currency, job costing and inventory management; the page lists multiple prices.
Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Datacentre Single Company File — Single User
Single company file · Single user · The page lists multiple prices.
Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Datacentre Multi-Company File — Single User
Multi-company file · Single user · The page lists multiple prices.
Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Cashbook
Single-user cashbook and general ledger
Read 4 Oct 2026 · cognito.co.nz
On the record
- Accounting
- Its integrated accounting functions include cashbook, general ledger, accounts receivable and payable, budgeting, and fixed assets.cognito.co.nz · read 4 Oct 2026
- API and automation
- MoneyWorks includes a server REST API for web-based automation and supports AppleScript and Visual Basic desktop automation.cognito.co.nz · read 4 Oct 2026
- Audience
- The maker describes Cashbook as suited to cash-based organisations such as clubs and societies, Express to smaller businesses needing invoicing, and Datacentre as enterprise-level.cognito.co.nz · read 4 Oct 2026
- Business operations
- The product supports quoting, order tracking, job costing and billing, inventory tracking, multi-currency, and bills of material.cognito.co.nz · read 4 Oct 2026
- Integrations
- The maker lists BigCommerce, WooCommerce, Shopify, Stripe, PEPPOL e-invoicing, and an integrated MCP server for local desktop AI such as Claude Desktop.cognito.co.nz · read 4 Oct 2026
- Limits
- Optional bank feeds are available only in Australia and New Zealand and carry an additional monthly charge per company.cognito.co.nz · read 4 Oct 2026
- Platforms and hosting
- MoneyWorks runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now.cognito.co.nz · read 4 Oct 2026
- Privacy
- The privacy policy says subscription credit card information is stored by payment provider DPS using industry-standard encryption and is not stored by Cognito.cognito.co.nz · read 4 Oct 2026
- Product
- MoneyWorks is business information and accounting software with a desktop application and cloud service.cognito.co.nz · read 4 Oct 2026
- Reporting and tax
- It includes financial, sales, purchasing, inventory, receivables, payables, dashboard, and executive summary reports, as well as GST/VAT/HST and sales tax tracking and reporting.cognito.co.nz · read 4 Oct 2026
- Scale
- The maker describes options from single-user desktop software to a server supporting up to 100 users.cognito.co.nz · read 4 Oct 2026
- Security
- Gold and Datacentre support role-based login profiles, per-user privileges, restricted account access, read-only access, and audit trails; Datacentre supports SSL network connections.cognito.co.nz · read 4 Oct 2026
- Support
- Support is not included in perpetual licences or subscriptions and is charged separately if required.cognito.co.nz · read 4 Oct 2026
- Trial
- The trial runs for 45 days or 99 opens, whichever comes first, and trial data can continue in the purchased version.cognito.co.nz · read 4 Oct 2026
