- Home
- Crypto Payment Processors
- MiraclePay
MiraclePay
Amsterdam, Netherlands
What it is
MiraclePay provides merchant payment infrastructure for accepting cryptocurrency online or in person. Its flow combines payment status, settlement, and reconciliation. Hosted checkout lets customers select an available asset, pay with a supported wallet, and follow confirmation without creating a separate MiraclePay account. Merchant options include hosted checkout, dynamic QR payments, and Ingenico POS. Eligible U.S. merchants can install the WooCommerce plugin after merchant approval and know-your-business onboarding. The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP, although the approved account determines final asset and network availability. That flow settles in USD subject to onboarding and account configuration. The listed eligible WooCommerce transaction fee is priced on request, billed per transaction, with account-specific terms confirmed during onboarding. Some states may be excluded, including New York State. MiraclePay also offers a payment API and crypto invoices. Its partners include Everest, Zero Hash, Bitso, PAX, Ingenico, Fireblocks, MetaMask, OpttTab, and WalletConnect.
For and against
For
- Supports online and in-person crypto payments
- Customers can pay without a separate account
- Offers hosted checkout, QR, WooCommerce, and POS
- Lists BTC, ETH, USDT, USDC, SOL, and XRP
- Provides payment API and crypto invoices
Against
- WooCommerce requires merchant approval and KYB
- Some states may be excluded
- Transaction fee is priced on request
- Final assets and networks depend on account approval
The verdict
MiraclePay brings crypto checkout, merchant settlement, and reconciliation into a single payment flow. Eligibility, onboarding, regional exclusions, and account-specific asset availability should be checked before selecting the WooCommerce route.
Who it suits
It suits DTC ecommerce, high-ticket stores, and cross-border sellers seeking crypto checkout, QR, WooCommerce, or Ingenico POS payment options.
Plans and prices
Eligible WooCommerce U.S. merchant transaction fee
Eligible U.S. WooCommerce accounts · merchant approval and KYB required · some states may be excluded, including New York State
Read 3 Oct 2026 · miraclepay.com
On the record
- Chargebacks
- The WooCommerce asset table states that its listed crypto payment routes have no card-network chargeback process.miraclepay.com · read 3 Oct 2026
- Checkout
- Hosted checkout guides customers to choose an available asset, use a supported wallet, and follow payment status through confirmation.miraclepay.com · read 3 Oct 2026
- Customer account requirement
- Customers can pay from a supported wallet without creating a separate MiraclePay account.miraclepay.com · read 3 Oct 2026
- Eligibility limits
- WooCommerce availability is for eligible U.S. merchants, and the page says some states may be excluded, including New York State.miraclepay.com · read 3 Oct 2026
- Integrations and partners
- The partners page names Everest, Zero Hash, Bitso, PAX, Ingenico, Fireblocks, MetaMask, OpttTab, and WalletConnect in its partner network.miraclepay.com · read 3 Oct 2026
- Intended merchants
- The WooCommerce plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers.miraclepay.com · read 3 Oct 2026
- Payment channels
- The site describes hosted checkout, QR payments, and POS payments as merchant payment options.miraclepay.com · read 3 Oct 2026
- Security and controls
- The Trust Center describes business onboarding, payment monitoring, technical controls, and operational traceability as areas merchants and partners can review.miraclepay.com · read 3 Oct 2026
- Settlement
- The WooCommerce merchant flow settles in USD, subject to onboarding and account configuration.miraclepay.com · read 3 Oct 2026
- Support
- The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address.miraclepay.com · read 3 Oct 2026
- Supported assets
- The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP, with final asset and network availability depending on the approved merchant account.miraclepay.com · read 3 Oct 2026
- What it does
- MiraclePay provides merchant payment infrastructure for customers to pay with crypto online or in person, with payment status, settlement, and reconciliation in one merchant flow.miraclepay.com · read 3 Oct 2026
- WooCommerce integration
- Eligible U.S. merchants can install the WooCommerce plugin and connect it using an approved API key after merchant approval and KYB.miraclepay.com · read 3 Oct 2026
