- Home
- Crypto Payment Processors
- CoinPayments
CoinPayments
What it is
CoinPayments is a crypto payment service for merchants, with processing, wallets, invoices, and payment integrations available through its web product and API. The homepage says it accepts more than 40 cryptocurrencies. Merchants can set an exchange rate when preparing an invoice, and incoming deposits may be detected within seconds with risk screening before blockchain confirmation. Checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout, payment buttons, e-commerce plugins, and API-generated invoices. Its REST JSON API supports wallets, transactions, invoices, and signed webhooks, with official SDKs for Python, JavaScript/Node.js/TypeScript, and PHP. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are in development. Three listed free plans charge different transaction fees: 3% plus network fees per payment, 3% for coins and tokens, or 3% plus a network fee for batch settlement. CoinPayments says custodial arrangements may include fund insurance coverage and describes MPC-backed signing, ISO 27001 certification, and AML/KYC frameworks. It says it cannot serve EU/EEA clients after 1 July 2026 due to MiCA requirements.
For and against
For
- Accepts more than 40 cryptocurrencies.
- Invoices can lock in exchange rates.
- REST JSON API supports invoices and signed webhooks.
- Official SDKs cover Python, JavaScript/TypeScript, and PHP.
- Batch withdrawals can reduce fees by up to 90%.
Against
- Fees include 3% charges and network fees.
- EU/EEA clients cannot be served after 1 July 2026.
- Official plugins are listed only for WooCommerce and WHMCS.
The verdict
CoinPayments combines merchant crypto payments, invoicing, wallet, and integration tools. Merchants should review the fee model and regional availability before choosing it.
Who it suits
CoinPayments suits merchants seeking crypto payment processing with invoice, checkout, and API options. It may also fit WooCommerce or WordPress stores that need payment integrations.
Plans and prices
Personal-wallet deposits
Free for first $15,000/month · 3% after threshold · monthly volume resets on the 1st
Read 15 Oct 2026 · coinpayments.net
ASAP Mode
3% + network fee per individual payment
Read 4 Oct 2026 · coinpayments.net
Nightly Mode
3% + network fee for the whole batch settlement
Read 4 Oct 2026 · coinpayments.net
Payment processing to balance
3% fee for coins and tokens; payments deposited to wallet
Read 4 Oct 2026 · coinpayments.net
Payment processing
3% fee · ASAP settlement adds one network fee per payment · Nightly settlement adds one network fee per batch
Read 15 Oct 2026 · coinpayments.net
Withdrawals
No CoinPayments withdrawal fee · blockchain network fee applies
Read 15 Oct 2026 · coinpayments.net
On the record
- API
- CoinPayments exposes a RESTful JSON API covering currencies, fees, rates, wallets, transactions, invoices and webhooks.docs.coinpayments.net · read 15 Oct 2026
- API authentication
- Authenticated API calls require client ID, UTC timestamp and an HMAC-SHA256 signature generated with the client secret.docs.coinpayments.net · read 15 Oct 2026
- Company profile
- LinkedIn lists CoinPayments as a privately held financial-services company founded in 2013, headquartered in Dubai, with 51–200 employees.linkedin.com · read 15 Oct 2026
- Company scale claim
- LinkedIn says CoinPayments operates in more than 180 countries, has processed over $50 billion and has more than 250,000 global partners.linkedin.com · read 15 Oct 2026
- Compliance
- The homepage states CoinPayments is backed by ISO 27001 certification and AML/KYC frameworks.coinpayments.net · read 4 Oct 2026
- Compliance requirement
- The WooCommerce integration guide says compliance verification is required before invoicing, API integrations, ecommerce plugins and payment collection are enabled.docs.coinpayments.net · read 15 Oct 2026
- Crypto conversions
- Merchants can convert incoming cryptocurrency into stablecoins or other cryptocurrencies and automate conversions.coinpayments.net · read 15 Oct 2026
- Currencies
- The homepage states that more than 40 cryptocurrencies are accepted for payments.coinpayments.net · read 4 Oct 2026
- Custodial wallet
- CoinPayments offers a custodial wallet for storing, sending, receiving and managing crypto assets.coinpayments.net · read 15 Oct 2026
- Custody
- The homepage says custodial arrangements may include insurance coverage for merchant funds.coinpayments.net · read 4 Oct 2026
- Documentation depth
- The documentation suite includes getting-started steps, authentication, integration options, SDK guidance, Postman collection, migration guidance, knowledge-base tutorials and sandbox testing.docs.coinpayments.net · read 15 Oct 2026
- Funding disclosure
- Crunchbase lists two funding rounds including a Series B, but the displayed funding amounts are obfuscated.crunchbase.com · read 15 Oct 2026
- Incorrect-deposit handling fee
- The knowledge base says processing an erroneous deposit costs approximately 8%.docs.coinpayments.net · read 15 Oct 2026
- Integrations
- The current documentation lists official plugins for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are described as in development.docs.coinpayments.net · read 4 Oct 2026
- Invoices
- Merchants can lock in exchange rates when creating an invoice.coinpayments.net · read 4 Oct 2026
- Legal name
- Crunchbase identifies the legal name as Coinpayments, Inc. and lists Alex Alexandrov as founder.crunchbase.com · read 15 Oct 2026
- Limit: network or protocol confusion
- A Capterra reviewer reported sending Ethereum over Arbitrum when the checkout wording appeared to allow ERC20 and said recovery required an additional fee.capterra.com · read 15 Oct 2026
- Limit: refund and recovery complaints
- Recent Trustpilot reviewers allege that refunds or incorrectly routed deposits required extra cryptocurrency payments and describe support as unhelpful.trustpilot.com · read 15 Oct 2026
