KashFlow
KashFlow · United Kingdom · founded 2005
What it is
KashFlow is cloud accounting software for small businesses, covering purchases and expenses, mileage tracking, VAT returns, invoicing, quotes, estimates and payroll. Users can customize, email or print invoices, automate invoices and reminders, and convert quotes into invoices. Bank feeds connect multiple accounts and bring transactions into KashFlow for reconciliation and cash-flow visibility. KashFlow says users can link with HMRC and submit VAT returns online. The service is listed for web, Android and iOS, with a mobile app and an accounting API for integrations, development projects and automation scripts. Plan features include Zapier and IRIS Pay. Starter costs £13.50 a month and includes up to 10 invoices, 25 bank transactions, one user and five payroll employees. Business costs £27.50 a month and lists unlimited bank transactions and five payroll employees. A 14-day trial is available, but there is no free plan. KashFlow describes a UK customer support team, knowledge base, videos, webinars and training events.
For and against
For
- Bank feeds connect multiple accounts
- Users can submit VAT returns online through HMRC
- Invoices can be automated and reminders scheduled
- Accounting API supports integrations and automation
- 14-day trial available
Against
- No free plan
- Starter limits usage to 10 invoices and 25 bank transactions
- Starter and Business each list five payroll employees
The verdict
KashFlow combines bookkeeping, invoicing, bank feeds and payroll in a cloud accounting package with a mobile app and API. Compare the Starter transaction and invoice limits with the Business plan before choosing.
Who it suits
Starter is positioned for sole traders, contractors and small businesses. Business is aimed at growing businesses and limited companies that need more invoices or bank transactions.
Plans and prices
Starter
10 invoices · 25 bank transactions · 1 user · 5 payroll employees
Read 22 Sep 2026 · kashflow.com
Business
Unlimited bank transactions · 5 payroll employees
Read 22 Sep 2026 · kashflow.com
Starter (monthly)
10 invoices · up to 25 bank transactions · single user
Read 21 Oct 2026 · kashflow.com
Business (monthly)
Unlimited invoices · unlimited bank transactions · multiple users · multi-currency
Read 21 Oct 2026 · kashflow.com
Starter (annual)
10 invoices · up to 25 bank transactions · single user
Read 21 Oct 2026 · kashflow.com
Business (annual)
Unlimited invoices · unlimited bank transactions · multiple users · multi-currency
Read 21 Oct 2026 · kashflow.com
On the record
- Accountant access
- Yeskashflow.com · read 22 Sep 2026
- API
- KashFlow offers an accounting API for integrating applications, bespoke development projects and automation scripts.kashflow.com · read 29 Sep 2026
- API access
- The maker says API access is free for Business-package users, including users on a free trial, and can optionally be restricted by IP address.kashflow.com · read 21 Oct 2026
- API documentation
- The maker publishes REST API documentation covering resources such as bank accounts, reconciliation, transactions, quotes, suppliers, settings and users.kashflow.com · read 21 Oct 2026
- Audience
- The pricing page positions Starter for sole traders, contractors and small businesses, and Business for growing businesses and limited companies.kashflow.com · read 29 Sep 2026
- Bank feeds
- Bank feeds import transaction data from connected accounts for cash-flow visibility and reconciliation.kashflow.com · read 21 Oct 2026
- Banking
- Bank feeds connect multiple bank accounts and bring transaction data into KashFlow for reconciliation and cash-flow visibility.kashflow.com · read 29 Sep 2026
- Bookkeeping
- The product supports purchases and expenses, mileage tracking, VAT returns, invoicing, quotes, estimates and payroll.kashflow.com · read 29 Sep 2026
- Company history
- KashFlow says it was founded by Duane Jackson and has provided cloud accounting software since 2005.kashflow.com · read 21 Oct 2026
- Company location
- The Trustpilot company profile lists an address at Adam Street 1, WC2N 6LE, United Kingdom.uk.trustpilot.com · read 21 Oct 2026
- Documentation and support
- The maker's knowledge base organizes help across API and developer topics, banking, payroll, invoices, purchases, settings and VAT; its feature page advertises support.kashflow.com · read 21 Oct 2026
- Integration limitation
- The maker's third-party app guide says its MailChimp integration was not working when that guide was last updated in November 2020.kashflow.com · read 21 Oct 2026
- Integrations
- The maker lists integrations and app connections including IRIS Insight, payment processors, Dropbox, Receipt Bank, ConnectMyApps, ViaPost, iwoca and TripCatcher.kashflow.com · read 21 Oct 2026
- Invoicing
- Users can customise, edit, email or print invoices and configure recurring invoices and reminders.kashflow.com · read 21 Oct 2026
- Legal name
- The maker's developer page footer identifies the rights holder as KashFlow Software Ltd.kashflow.com · read 21 Oct 2026
- License
- The maker's pages reviewed do not state an open-source licence for KashFlow; the about page separately notes that its QR-code generator uses the MIT licence.kashflow.com · read 21 Oct 2026
- Limit: customer support
- Trustpilot reviewers described slow support responses and difficulty resolving account access or cancellation issues.uk.trustpilot.com · read 21 Oct 2026
- Limit: customisation and reports
- G2's review summary notes limited customisation and occasional discrepancies between reports.g2.com · read 21 Oct 2026