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KashFlow

KashFlow · United Kingdom · founded 2005

What it is

KashFlow is cloud accounting software for small businesses, covering purchases and expenses, mileage tracking, VAT returns, invoicing, quotes, estimates and payroll. Users can customize, email or print invoices, automate invoices and reminders, and convert quotes into invoices. Bank feeds connect multiple accounts and bring transactions into KashFlow for reconciliation and cash-flow visibility. KashFlow says users can link with HMRC and submit VAT returns online. The service is listed for web, Android and iOS, with a mobile app and an accounting API for integrations, development projects and automation scripts. Plan features include Zapier and IRIS Pay. Starter costs £13.50 a month and includes up to 10 invoices, 25 bank transactions, one user and five payroll employees. Business costs £27.50 a month and lists unlimited bank transactions and five payroll employees. A 14-day trial is available, but there is no free plan. KashFlow describes a UK customer support team, knowledge base, videos, webinars and training events.

For and against

For

  • Bank feeds connect multiple accounts
  • Users can submit VAT returns online through HMRC
  • Invoices can be automated and reminders scheduled
  • Accounting API supports integrations and automation
  • 14-day trial available

Against

  • No free plan
  • Starter limits usage to 10 invoices and 25 bank transactions
  • Starter and Business each list five payroll employees

The verdict

KashFlow combines bookkeeping, invoicing, bank feeds and payroll in a cloud accounting package with a mobile app and API. Compare the Starter transaction and invoice limits with the Business plan before choosing.

Who it suits

Starter is positioned for sole traders, contractors and small businesses. Business is aimed at growing businesses and limited companies that need more invoices or bank transactions.

Plans and prices

Starter

£13.50a month

10 invoices · 25 bank transactions · 1 user · 5 payroll employees

Business

£27.50a month

Unlimited bank transactions · 5 payroll employees

Starter (monthly)

£13.50a month

10 invoices · up to 25 bank transactions · single user

Business (monthly)

£27.50a month

Unlimited invoices · unlimited bank transactions · multiple users · multi-currency

Starter (annual)

£97a year

10 invoices · up to 25 bank transactions · single user

Business (annual)

£178a year

Unlimited invoices · unlimited bank transactions · multiple users · multi-currency

Every plan, in full

On the record

Accountant access
Yeskashflow.com · read 22 Sep 2026
API
KashFlow offers an accounting API for integrating applications, bespoke development projects and automation scripts.kashflow.com · read 29 Sep 2026
API access
The maker says API access is free for Business-package users, including users on a free trial, and can optionally be restricted by IP address.kashflow.com · read 21 Oct 2026
API documentation
The maker publishes REST API documentation covering resources such as bank accounts, reconciliation, transactions, quotes, suppliers, settings and users.kashflow.com · read 21 Oct 2026
Audience
The pricing page positions Starter for sole traders, contractors and small businesses, and Business for growing businesses and limited companies.kashflow.com · read 29 Sep 2026
Bank feeds
Bank feeds import transaction data from connected accounts for cash-flow visibility and reconciliation.kashflow.com · read 21 Oct 2026
Banking
Bank feeds connect multiple bank accounts and bring transaction data into KashFlow for reconciliation and cash-flow visibility.kashflow.com · read 29 Sep 2026
Bookkeeping
The product supports purchases and expenses, mileage tracking, VAT returns, invoicing, quotes, estimates and payroll.kashflow.com · read 29 Sep 2026
Company history
KashFlow says it was founded by Duane Jackson and has provided cloud accounting software since 2005.kashflow.com · read 21 Oct 2026
Company location
The Trustpilot company profile lists an address at Adam Street 1, WC2N 6LE, United Kingdom.uk.trustpilot.com · read 21 Oct 2026
Documentation and support
The maker's knowledge base organizes help across API and developer topics, banking, payroll, invoices, purchases, settings and VAT; its feature page advertises support.kashflow.com · read 21 Oct 2026
Integration limitation
The maker's third-party app guide says its MailChimp integration was not working when that guide was last updated in November 2020.kashflow.com · read 21 Oct 2026
Integrations
The maker lists integrations and app connections including IRIS Insight, payment processors, Dropbox, Receipt Bank, ConnectMyApps, ViaPost, iwoca and TripCatcher.kashflow.com · read 21 Oct 2026
Invoicing
Users can customise, edit, email or print invoices and configure recurring invoices and reminders.kashflow.com · read 21 Oct 2026
Legal name
The maker's developer page footer identifies the rights holder as KashFlow Software Ltd.kashflow.com · read 21 Oct 2026
License
The maker's pages reviewed do not state an open-source licence for KashFlow; the about page separately notes that its QR-code generator uses the MIT licence.kashflow.com · read 21 Oct 2026
Limit: customer support
Trustpilot reviewers described slow support responses and difficulty resolving account access or cancellation issues.uk.trustpilot.com · read 21 Oct 2026
Limit: customisation and reports
G2's review summary notes limited customisation and occasional discrepancies between reports.g2.com · read 21 Oct 2026

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