- Home
- ACH Payment Processing Software
- First ACH API
First ACH API
First ACH lists its corporate headquarters at 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282.
What it is
First ACH API connects a business’s own interface to the First ACH payment gateway, so payments can be processed through its existing sales process. Businesses can manage transactions from their account database and submit them as they occur, then receive updates to monitor payments within their own system. The API supports recurring ACH payments and ACH credits. Listed custom uses include embedding ACH payments in another software product, depositing across multiple accounts, and consolidating processing for distributed networks. It is designed for businesses integrating payments with existing systems, merchants enabling customer-initiated payments, and companies needing custom features. A live Internet connection is needed to begin integration. Pricing is available by custom proposal; no specific API price is listed. The risk-free 30-day processing trial has no cancellation penalty or termination fees, though processed-payment fees still apply. Technical support is free by phone and email. First ACH says its hosted applications use managed firewalls, encrypted account data, SSL web traffic, and network intrusion monitoring.
For and against
For
- Manages and submits transactions from a business account database.
- Provides transaction updates for in-system monitoring.
- Supports recurring ACH payments and ACH credits.
- Offers a 30-day trial; processed-payment fees still apply.
Against
- No specific API price is listed.
- A live Internet connection is needed to begin integration.
- Processed-payment fees apply during the trial.
The verdict
First ACH API is aimed at businesses that want payment processing integrated into their own systems. Buyers should request a custom proposal and account for transaction fees even during the trial.
Who it suits
It suits businesses integrating ACH payments into existing systems, including merchants adding customer-initiated payments to software or websites. It may also suit companies that need custom payment workflows.
Plans and prices
Custom solutions
Enterprise, integration, programming or customization proposals
Read 15 Oct 2026 · firstach.com
First ACH Merchant +
NO SET-UP FEES · 30 DAYS RISK FEE
Read 15 Oct 2026 · firstach.com
First ACH API
Custom API integration, programming, or customization requires a custom proposal; API-specific price not stated
Read 7 Oct 2026 · firstach.com
On the record
- ACH and eCheck
- The service accepts electronic checks and collects ACH payments directly from customers' checking accounts.firstach.com · read 15 Oct 2026
- API connection
- The API connects a merchant's proprietary website, software or account database directly to the First ACH gateway.firstach.com · read 15 Oct 2026
- API language support
- The API is language-independent and accepts an HTTPS request string containing the required transaction data.firstach.com · read 15 Oct 2026
- API status monitoring
- The API returns transaction updates so merchants can monitor payments in their own systems.firstach.com · read 15 Oct 2026
- API support
- First ACH says technical support for the API is free.firstach.com · read 15 Oct 2026
- API testing
- Merchants and affiliates receive a testing environment when they enroll in the API program.firstach.com · read 15 Oct 2026
- API transaction management
- The API lets businesses manage transactions inside their own database and submit them as transactions occur.firstach.com · read 15 Oct 2026
- Batch upload
- Users can upload multiple ACH payments through the web interface using a comma-delimited file.firstach.com · read 15 Oct 2026
- BBB accreditation
- The Better Business Bureau profile says First ACH is not BBB accredited.bbb.org · read 15 Oct 2026
- Company founder
- First ACH's management page says Paul Sabella founded the company in May 1998 and serves as president and CEO.firstach.com · read 15 Oct 2026
- Company headquarters
- The current contact page lists 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282.firstach.com · read 15 Oct 2026
- Company legal name
- Website terms identify Blue Parasol Group, LLC as doing business as First ACH.firstach.com · read 15 Oct 2026
- Company products
- Crunchbase describes First ACH's products as ACH payment processing and recurring-payment setup.crunchbase.com · read 15 Oct 2026
- Company profile
- Crunchbase lists First ACH as a private financial-services company headquartered in Columbia, Maryland, with 11-50 employees.crunchbase.com · read 15 Oct 2026
- Compliance
- First ACH says it is a NACHA Affiliate Program member that applies NACHA standards and has implemented PCI Security Standards Council requirements.firstach.com · read 7 Oct 2026
- Compliance claims
- The company says it exceeds NACHA requirements and has implemented PCI Security Standards Council requirements.firstach.com · read 15 Oct 2026
- Customer management
- The myFirstACH dashboard adds customers, edits customer records and assigns user permissions.firstach.com · read 15 Oct 2026
- Custom uses
- The API can support embedded ACH payments in another software product, deposits across multiple accounts, and consolidated processing for distributed networks.firstach.com · read 7 Oct 2026
