OpenACH

iPhone + Android

8.0No. 2 of 20
in ACH Payment Processing Software

Recognised40% of the score30
Phone app26% of the score100
Documented20% of the score86
Free plan14% of the score100

Free plan: Yes
Runs on: Android, api, iPhone, self-hosted, Web

Summary

OpenACH is ranked #2 of 20 in ACH payment processing software on Samsung Mobile US Press. It runs on Android, API, iOS, Self-hosted, Web. There is a free plan.

OpenACH plans and pricing

All plans

OpenACH open-source software Free Free under GPL v3.0 for open-source applications distributed under GPL openach.com · 4 Oct 2026

OEM Commercial License Not published For OEMs, ISVs, and VARs distributing OpenACH with products without distributing source under GPL v3.0 openach.com · 4 Oct 2026

Compared on ACH payment processing software

Free plan: Yesopenach.com
Recurring ACH payments: Yesopenach.com
ACH credit support: Yesopenach.com
API access: Yesopenach.com

Facts

Purpose: OpenACH is an open-source, web-based platform for ACH origination and payment processing.openach.com · 4 Oct 2026
Bank choice: The platform supports a bring-your-own-bank model and says it can use any major bank to process payments.openach.com · 4 Oct 2026
API: OpenACH offers a REST/JSON API for integrating business software with ACH payment processing.openach.com · 4 Oct 2026
NACHA libraries: The core OpenACH NACHA libraries can transform data into NACHA files for use with existing software.openach.com · 4 Oct 2026
Payment scheduling: The web front end provides a mobile-enabled interface for scheduling transactions.openach.com · 4 Oct 2026
Integrations: The site reports that U.S. Bank completed OpenACH integration testing and describes a bank plugin for transferring files and handling returns and changes.openach.com · 4 Oct 2026
Deployment: OpenACH can be downloaded as a Docker image or as source for installation on an existing web application server.openach.com · 4 Oct 2026
Technology: The site describes OpenACH as written in PHP and using PostgreSQL.openach.com · 4 Oct 2026
License: OpenACH is offered under GPL v3.0, with a separate commercial license available for certain distributors.openach.com · 4 Oct 2026
Security: The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it.openach.com · 4 Oct 2026
Support: The maker invites users to contact its team with simple or technical questions and says its staff know the system.openach.com · 4 Oct 2026
Audience: The maker describes OpenACH for businesses seeking ACH processing, organizations integrating existing payment systems, and developers or system integrators.openach.com · 4 Oct 2026