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OpenACH

Plans and prices

OpenACH open-source software

Free

Source-distribution copyleft requirements · self-hosted deployment

OEM Commercial License

Priced on request

For OEMs, ISVs and VARs distributing OpenACH without GPLv3 source distribution

Every plan, in full

On the record

API
OpenACH offers a REST/JSON API for integrating business software with ACH payment processing.openach.com · read 4 Oct 2026
Audience
The maker describes OpenACH for businesses seeking ACH processing, organizations integrating existing payment systems, and developers or system integrators.openach.com · read 4 Oct 2026
Bank choice
The platform supports a bring-your-own-bank model and says it can use any major bank to process payments.openach.com · read 4 Oct 2026
Bank plugins
The CLI supports bank-plugin registration and configuration, with documented Manual, U.S. Bank, Wells Fargo and SagePay plugin classes.openach.com · read 15 Oct 2026
CLI administration
The command-line tool handles administration tasks such as users, payment profiles, schedulers, bank plugins, migrations and OFAC updates.openach.com · read 15 Oct 2026
Company headquarters
EasyOFAC, described on its site as an OpenACH company, lists 401 E 8th St, Suite 214-694, Sioux Falls, South Dakota 57103.easyofac.com · read 15 Oct 2026
Company registration
A Sioux Falls business-entity directory lists OPENACH, INC. among active entities.city-data.com · read 15 Oct 2026
Compliance API detail
EasyOFAC documents a quota endpoint showing remaining searches, overage counts, monitored-entity counts and billing-cycle dates.easyofac.com · read 15 Oct 2026
Credit and debit ACH
Payment types can represent credits deposited into external accounts or debits withdrawn from them.openach.com · read 15 Oct 2026
Deployment
OpenACH can be downloaded as a Docker image or as source for installation on an existing web application server.openach.com · read 4 Oct 2026
Documentation scope
The developer guide covers application structure, code organization, extension points, SDK integration and database relationships.openach.com · read 15 Oct 2026
External identifiers
Payment profiles can be linked to a customer system through an external ID.openach.com · read 15 Oct 2026
Independent registry capabilities
The IDB description attributes automated ACH processing, batch processing, user management, reporting and audit functions to OpenACH.knowledge.iadb.org · read 15 Oct 2026
Independent registry description
The Inter-American Development Bank registry lists OpenACH as a JavaScript API tool under GPLv3, version 1.9.4.knowledge.iadb.org · read 15 Oct 2026
Independent repository activity
GitHub shows the public repository with 131 stars, 56 forks, zero listed issues and two pull requests when viewed in October 2026.github.com · read 15 Oct 2026
Integrations
The site reports that U.S. Bank completed OpenACH integration testing and describes a bank plugin for transferring files and handling returns and changes.openach.com · read 4 Oct 2026
Language extensibility
Because endpoints accept REST/JSON calls, developers can access them from any language capable of those requests and port the SDK.openach.com · read 15 Oct 2026
Legacy installation prerequisites
The installation guide lists Apache 2.2+, PostgreSQL 9.1+, PHP 5.3+, Yii 1.1.14+, PostgreSQL, mcrypt, cURL and DoubleMetaphone modules.openach.com · read 15 Oct 2026

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