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DailyPay

New York, New York, United States

What it is

DailyPay is an earned-wage access service with employee apps for Android and iOS plus web access. It connects with payroll and timesheet systems and uses timesheet data as its earnings source. Eligible employees can request next-business-day access, listed as available within 1–3 business days, or choose instant access to available earnings. Bank transfer is the listed transfer method, and eligibility rules apply. The next-business-day option has no fee for the transfer option shown on the official fees page, while instant-transfer fees vary by employer and are shown there as a flat fee. DailyPay lists a free plan and pricing on request. The service was founded in 2015 and is headquartered in New York, New York. Employers determine which transfer options are offered, so employees need to check both eligibility and availability through their workplace.

For and against

For

  • Android, iOS, and web access
  • Payroll and timesheet integration
  • Next-business-day transfer option
  • Instant transfer option
  • Free plan listed

Against

  • Eligibility rules apply
  • Instant-transfer fees vary by employer
  • Available options depend on the employer

The verdict

DailyPay combines timesheet-based earnings data with next-business-day and instant transfer choices. Its usefulness depends on employer participation, eligibility rules, and the fees attached to the available option.

Who it suits

DailyPay suits eligible employees whose employers connect payroll and timesheet systems. It is useful for people seeking bank transfers of available earnings through mobile or web access.

Plans and prices

Next-business-day transfer

Priced on request

Access available earnings within 1–3 business days · No fee for the transfer option shown on the official fees page

Instant transfer

Priced on request

Instant access to available earnings · Flat fee shown on the official fees page

Every plan, in full

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