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Cashfree Payouts
Bengaluru, Karnataka, India
What it is
Cashfree Payouts is a web and API service for businesses sending money to vendors, refunding customers, and disbursing loans. It supports payouts 24x7, including bank holidays, through a dashboard, APIs, and SDKs. Businesses can connect multiple bank accounts, manage balances and fund allocation centrally, and route volumes across accounts. Built-in checks validate UPI handles or account and IFSC details, confirm beneficiary information, and flag activity for review. Cashgram sends payout links by SMS, email, or WhatsApp so recipients can enter details and receive funds. Listed reporting tools include Tally synchronization, cross-bank reconciliation, consolidated reports, and dashboard reporting. Fund sources include bank accounts, Cashfree’s virtual wallet, Paytm Wallet, corporate cards, escrow accounts, and external credit lines. Direct payout availability lists ICICI Bank, Yes Bank, IndusInd Bank, and Kotak; Axis and RBL are coming soon. One transaction cannot use multiple fund sources. Pricing starts from ₹3, with bank charges and GST excluded.
For and against
For
- Supports 24x7 and bank-holiday payouts
- Routes volumes across multiple bank accounts
- Validates beneficiary and account details
- Offers SMS, email, and WhatsApp payout links
- Includes reconciliation and consolidated reports
Against
- One transaction cannot use multiple fund sources
- Prices exclude bank charges and GST
- Some direct payout banks are coming soon
- Paytm Wallet payouts require completed KYC
The verdict
Cashfree Payouts covers business disbursements with routing, validation, reporting, and API access. Review fund-source limits, bank availability, and transaction charges before selecting a plan.
Who it suits
It suits lending and NBFCs, marketplaces, gig businesses, insurance, e-commerce, and quick-commerce companies managing vendor, seller, contractor, refund, or loan payouts. API and dashboard options support different operating workflows.
Plans and prices
Enterprise Plan - Custom pricing designed for enterprises
Custom pricing · Early access to new features · Dedicated account manager · Discounted pricing
Read 30 Sep 2026 · cashfree.com
Standard Plan - Pay as you go (for startups)
Wallets / Connected BaaS: ₹3.00–₹15.00 per transfer depending on amount and mode · Visa/Mastercard: ₹15.00 up to ₹1,000; ₹20.00 above ₹1,000 · Prices exclude bank charges and GST
Read 30 Sep 2026 · cashfree.com
On the record
- Accounting and reporting
- The product page lists Tally synchronization, reconciliation across banks, consolidated reports, and dashboard reporting.cashfree.com · read 30 Sep 2026
- Cashgram
- Cashgram lets a business send a payout link by SMS, email, or WhatsApp so the recipient can enter payout details and receive funds.cashfree.com · read 30 Sep 2026
- Connected fund sources
- Connected banking lists bank accounts, Cashfree’s virtual wallet, Paytm Wallet, corporate credit cards, escrow accounts, and external credit lines as fund sources.cashfree.com · read 30 Sep 2026
- Direct payout bank availability
- The connected banking page says ICICI Bank, Yes Bank, IndusInd Bank, and Kotak are currently available for direct payouts, while Axis and RBL are marked coming soon.cashfree.com · read 30 Sep 2026
- Integration
- Cashfree describes payout APIs, SDKs, and documentation, and says payouts can be managed through its dashboard or API.cashfree.com · read 30 Sep 2026
- Intended users
- The product page presents payout workflows for lending and NBFCs, marketplaces, gig economy businesses, insurance, e-commerce, and quick commerce.cashfree.com · read 30 Sep 2026
- Multi-bank routing
- The product supports connecting and operating multiple bank accounts, centrally managing balances and fund allocation, and routing payout volumes across accounts.cashfree.com · read 30 Sep 2026
- Notable limit
- One transaction cannot be routed through multiple fund sources, although multiple transactions can be routed to different sources.cashfree.com · read 30 Sep 2026
- Paytm Wallet limit
- Paytm wallet payouts require a beneficiary with a Paytm wallet and completed KYC; the stated maximum is up to ₹1 lakh for a customer who has completed KYC registration.cashfree.com · read 30 Sep 2026
- Purpose
- Cashfree Payouts lets businesses send money to vendors, refund customers, and disburse loans, including 24x7 and on bank holidays.cashfree.com · read 30 Sep 2026
- Risk checks
- Built-in checks can validate UPI handles or account number and IFSC details, confirm beneficiary details, and flag activity for review.cashfree.com · read 30 Sep 2026
- Security standards
- Cashfree lists ISO/IEC 27001:2022, PCI-DSS v4.0.1, and SOC 2, and says its information systems receive regular audits by CERT-In empanelled auditors.cashfree.com · read 30 Sep 2026
- Support
- The enterprise plan lists a dedicated account manager and support over WhatsApp in addition to other channels.cashfree.com · read 30 Sep 2026
