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Cashfree eNACH
Bengaluru, Karnataka, India
What it is
Cashfree eNACH automates recurring payments through automatic debits from customer bank accounts. Cashfree says businesses can authorize mandates up to ₹1 Crore across the 50+ banks supported by NPCI for e-Mandate registration. It states that mandate creation takes 24 hours and e-Mandates activate within 1 to 2 days. Merchants can retry failed payments, review subscriptions and payment reports in a dashboard, and import mandates from another payment provider. Checkout can use Cashfree's page or a branded experience built with Seamless APIs. Third Party Validation checks whether an account is KYC-verified when a mandate is created. Cashfree also lists e-commerce plugins and developer integration kits. The service supports domestic recurring payments, API access, and mandate management. Pricing is on request; the listed plan charges for mandate creation or presentation, with a separate platform fee. Cashfree identifies NBFCs, lenders, mutual funds, insurers, ed-tech, SaaS, and rental services among its use cases.
For and against
For
- Supports mandates across 50+ banks.
- Includes retry options and subscription reports.
- Can import mandates from another provider.
- Offers hosted checkout and Seamless APIs.
Against
- Pricing is on request.
- A separate platform fee applies.
The verdict
Cashfree eNACH brings mandate creation, recurring debits, and subscription reporting into a payment workflow. Businesses should request pricing and account for the separate platform fee.
Who it suits
Cashfree eNACH may suit organizations that collect recurring domestic payments, including the financial, education, software, insurance, and rental businesses it identifies. It also supports merchants that need APIs, mandate migration, or a hosted checkout option.
Plans and prices
eNACH / E-mandate
platform fee applies separately
Read 2 Oct 2026 · cashfree.com
On the record
- Bank coverage
- Cashfree supports all 50+ banks supported by NPCI for e-Mandate registration.cashfree.com · read 2 Oct 2026
- Checkout options
- Businesses can use Cashfree's checkout page or build a branded checkout with Seamless APIs.cashfree.com · read 2 Oct 2026
- Compliance validation
- Third Party Validation checks whether a bank account is KYC-verified when a mandate is created.cashfree.com · read 2 Oct 2026
- Integrations
- Cashfree lists e-commerce plugins and developer-friendly integration kits for its eNACH platform.cashfree.com · read 2 Oct 2026
- Mandate activation
- Cashfree states that e-Mandates are activated within 1 to 2 days, with 24-hour mandate creation.cashfree.com · read 2 Oct 2026
- Mandate limit
- Cashfree states that businesses can authorise auto-debits from customer bank accounts up to ₹1 Crore across 50+ banks.cashfree.com · read 2 Oct 2026
- Mandate migration
- Cashfree lets businesses import mandates from an existing payment provider.cashfree.com · read 2 Oct 2026
- Payment retries
- Merchants can retry failed payments to help maintain recurring collections.cashfree.com · read 2 Oct 2026
- Security and regulation
- Cashfree states that its payment authentications and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025.cashfree.com · read 2 Oct 2026
- Security certification
- Cashfree Payments India Private Limited has an ISO/IEC 27001:2022 information security management certification covering payment aggregator and payment service provider activities.cashfreelogo.cashfree.com · read 2 Oct 2026
- Subscription management
- The product includes a subscription dashboard with subscription and payment reports.cashfree.com · read 2 Oct 2026
- Support
- Existing customers can raise dashboard tickets, email Cashfree support, or contact their account manager.cashfree.com · read 2 Oct 2026
- Target customers
- Cashfree identifies NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services as eNACH use cases.cashfree.com · read 2 Oct 2026
- What it does
- Cashfree eNACH automates periodic or recurring payments through automatic debits from customer bank accounts.cashfree.com · read 2 Oct 2026
