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Front2Bax
Crawley, England, United Kingdom
What it is
Front2Bax is on-premise Windows software for organisations transmitting electronic transactions to Bacs. It supports Bacs Direct Debit collections and Bacs Direct Credit payments, including salaries and supplier payments. The software can process AUDDIS Direct Debit Instructions and generate them when required. It accepts ASCII files from accounting systems, Excel files, and simple text files; tailored schema files can read payroll-system or Excel data. Installation is directly on customer systems, and the maker says payment data stays within the customer’s IT environment. Windows 10 or 11, 64-bit recommended, or equivalent Windows Server systems are listed. Microsoft SQL Server 2014 or later is required, with SQL Server 2019 Express recommended, and broadband is needed for transmissions. Users must hold their own Service User Number. The Standard Bacs User plan costs £650.00 per year; Bacs Bureau User costs £1200.00 per year. Both include technical support and no transaction fees.
For and against
For
- Supports Bacs Direct Debit and Direct Credit
- Processes AUDDIS instructions
- Accepts accounting, Excel, and text files
- Payment data remains on customer systems
- No transaction fees on listed plans
Against
- Requires a Service User Number
- Windows and SQL Server requirements apply
- Broadband connection required for transmissions
- Starts at £650.00 per year
The verdict
Front2Bax focuses on Bacs payment transmission with local installation and multiple input formats. Its recurring plans include support and no transaction fees, but deployment requires compatible Windows, SQL Server, connectivity, and SUN eligibility.
Who it suits
It suits organisations with their own Service User Number that need Bacs Direct Debit or Direct Credit processing. Bureaux and payroll providers may also use it as a disaster recovery option.
Plans and prices
Standard Bacs User
Full software access for standard organisation with own SUN · technical support included · no transaction fees
Read 7 Oct 2026 · elseware.org.uk
Bacs Bureau User
For organisations processing transactions on behalf of multiple customers · technical support included · no transaction fees
Read 7 Oct 2026 · elseware.org.uk
On the record
- AUDDIS
- Front2Bax can process AUDDIS Direct Debit Instructions and automatically generate them if required.elseware.org.uk · read 7 Oct 2026
- Connectivity
- A broadband internet connection is required for Bacs transmissions.elseware.org.uk · read 7 Oct 2026
- Database requirement
- Front2Bax requires Microsoft SQL Server 2014 or later; the page recommends SQL Server 2019 Express.elseware.org.uk · read 7 Oct 2026
- Disaster recovery
- The maker says bureaux and payroll providers use Front2Bax as a disaster recovery option.elseware.org.uk · read 7 Oct 2026
- Eligibility
- Users need their own Service User Number (SUN), and the maker says it works exclusively with organisations that hold one.elseware.org.uk · read 7 Oct 2026
- File formats
- It can process ASCII files from accounting systems, as well as files created in Excel or simple text files.elseware.org.uk · read 7 Oct 2026
- Installation
- Front2Bax is an on-premise application installed directly onto the customer's systems, and the maker says payment data stays within the customer's IT environment.elseware.org.uk · read 7 Oct 2026
- Limits
- The maker states there is no limit to software copies, clients, transactions, or users.elseware.org.uk · read 7 Oct 2026
- Maker history
- elseWare says it has provided Bacs software and support since 1995.elseware.org.uk · read 7 Oct 2026
- Payment types
- The software supports Bacs Direct Debit collections and Bacs Direct Credit payments, including employee salaries and supplier payments.elseware.org.uk · read 7 Oct 2026
- Payroll compatibility
- The maker says tailored schema files let Front2Bax read files from any payroll system or Excel.elseware.org.uk · read 7 Oct 2026
- Purpose
- Front2Bax transmits electronic transactions to Bacs for organisations making payments and collecting Direct Debits.elseware.org.uk · read 7 Oct 2026
- Security
- The maker describes built-in security measures and says data is processed safely and kept compliant with UK regulations.elseware.org.uk · read 7 Oct 2026
- Support
- Software customers receive email and telephone support, and the product page says support is included all year with each subscription.elseware.org.uk · read 7 Oct 2026
- Windows requirements
- The listed operating systems are Windows 10 or 11, 64-bit recommended, or Windows Server equivalents.elseware.org.uk · read 7 Oct 2026
