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AtoB Fleet Fuel Cards
San Francisco, California, United States
What it is
AtoB Fleet Fuel Cards pair fleet payment cards with spending controls, vehicle checks, and reporting. AtoB Flex works anywhere Visa is accepted; the AtoB Fuel Card is accepted at stations that take Mastercard. The company lists average fuel discounts of 42¢ and discounts up to $2.00 per gallon at stations where customers fuel most. Admins can set card limits, restrict merchants and operating hours, and activate or deactivate cards. When telematics and transaction blocking are enabled, purchases attempted more than 100 meters from the authorized vehicle can be declined. Fuel-level checks can block purchases above the vehicle’s tank capacity. The platform provides digital receipts, custom reports, IFTA reporting, and accounting exports, and it integrates with telematics providers such as Samsara and Geotab. Its driver app shows real-time fuel prices and discounts along a route. Unlimited costs $3 per active card per month, with a $35 account setup fee. Flex costs $15 per month for 1–5 cards, also with a $35 setup fee. The card is subject to approval.
For and against
For
- Flex is usable anywhere Visa is accepted.
- Admins can restrict merchants and set spend limits.
- Telematics can block distant or oversized fuel purchases.
- Includes IFTA reporting and accounting exports.
- Driver app displays route fuel prices and discounts.
Against
- No free plan is listed.
- Unlimited has a $35 account setup fee.
- Flex requires proof of revenue and takes 1–7 days for approval.
- Fuel Card is subject to approval.
The verdict
AtoB combines fleet cards with administrative controls, reporting, and driver fuel-price information. Check card acceptance, setup costs, and approval requirements against your fleet’s needs.
Who it suits
It suits fleet operators who need card controls, fuel reporting, and vehicle-linked transaction checks. Drivers can use the app to view fuel prices and discounts along a route.
Plans and prices
AtoB Premium add-on
FuelMap · Secure Card Unlock · telematics integration · operational hours
Read 1 Oct 2026 · atob.com
AtoB Unlimited
Prepaid card · no spending limit beyond loaded funds · fuel and non-fuel purchases
Read 1 Oct 2026 · atob.com
AtoB Flex
Credit line determined in application · 1–5 cards at base monthly price · fuel and approved non-fuel purchases
Read 1 Oct 2026 · atob.com
On the record
- Approval requirement
- The AtoB Fuel Card is subject to approval; Flex approval takes 1–7 days and requires proof of revenue, while Unlimited requires no bank information and offers instant approval for most applicants.atob.com · read 1 Oct 2026
- Card acceptance
- AtoB Flex can be used anywhere Visa is accepted, while the AtoB Fuel Card is accepted at stations that accept Mastercard.atob.com · read 1 Oct 2026
- Driver app
- The AtoB Driver App shows real-time fuel prices and exclusive discounts along a driver’s route.go.atob.com · read 1 Oct 2026
- Fraud controls
- Admins can whitelist or blacklist merchants, set operational hours, activate or deactivate cards, set spend limits, and add merchant-category restrictions.atob.com · read 1 Oct 2026
- Fuel discounts
- The card provides average discounts of 42¢ and up to $2.00 per gallon at stations where customers fuel most.atob.com · read 1 Oct 2026
- Fuel-level protection
- Telematics tracks vehicle fuel levels and tank capacity and can block purchases that exceed the vehicle’s tank capacity.atob.com · read 1 Oct 2026
- IFTA support
- The platform supports IFTA reporting and lets users export data for accounting software.atob.com · read 1 Oct 2026
- Integrations
- AtoB says it integrates with telematics providers such as Samsara and Geotab, fleet-management software, and transportation-management systems.go.atob.com · read 1 Oct 2026
- Issuing banks
- The AtoB card is issued by Celtic Bank or CFSB under a Mastercard license, and the specific issuer is identified on the card and in the account agreement.atob.com · read 1 Oct 2026
- Reporting
- The platform provides digital receipts by card, location, or driver and lets users build custom reports.atob.com · read 1 Oct 2026
- Support
- AtoB advertises on-demand 24/7 customer support and an average call-to-answer wait time under 30 seconds.atob.com · read 1 Oct 2026
- Telematics blocking
- With telematics and transaction blocking enabled, transactions attempted more than 100 meters from the authorized vehicle can be automatically declined.atob.com · read 1 Oct 2026
