YAS
Hong Kong SAR
What it is
YAS turns live driving and machine data into risk scores for fleet safety and insurer pricing support. Its AURA score draws on roughly 100 risk factors and shows which behaviors contributed to the result. Before scoring, the ODD Engine adds context such as road, weather, speed and operating conditions. The platform includes live machine tracking, fleet risk dashboards, predictive claim-risk estimates, driver scoring and sortable driver tables; driver coaching is also listed. Data can arrive through certified telematics connectors, edge-capture SDKs or custom feeds for non-standard schemas. iOS and Android SDKs capture motion and GPS at the edge, batch records locally and sync them securely. A read-only REST Events API provides access to scored trips, routes, vehicles and factor-level score breakdowns. YAS says production systems use encryption in transit and at rest, role-scoped access and audit trails, with inputs, scores and recommendations logged and time-stamped. A qualified person makes the final decision, while licensed insurers retain pricing and underwriting authority. Pricing is on request, and market availability depends on carrier programs across APAC.
For and against
For
- AURA explains factors behind risk scores
- ODD Engine adds road and weather context
- SDKs support iOS and Android data capture
- Scoring outputs have audit trails
Against
- Pricing is on request
- Availability depends on carrier programs
- Insurers retain underwriting and pricing authority
The verdict
YAS provides risk scoring and operational context for fleet and insurance workflows, with APIs and SDKs for data access. It supports decision-making rather than making binding underwriting decisions, and availability varies by carrier program.
Who it suits
YAS describes its audience as fleet operators, insurers and underwriters, platforms and builders, and regulators or supervisors. It may suit teams seeking driving-risk data and insurer decision support.
On the record
- API
- The REST Events API provides scored trips, GPS routes, and factor-level AURA breakdowns over HTTP.yas.io · read 9 Oct 2026
- Audience
- YAS describes its intended users as fleet operators, insurers and underwriters, platforms and builders, and regulators or supervisors.yas.io · read 9 Oct 2026
- Availability
- YAS says it currently scores commercial EV fleets and robotics deployments, with autonomous-vehicle pilots expanding as markets open.yas.io · read 9 Oct 2026
- Company
- The site identifies the company as YAS DIGITAL LIMITED and lists Hong Kong Insurance Authority licence FA2648.yas.io · read 9 Oct 2026
- Context
- The ODD Engine matches trips to road, weather, and operating conditions before scoring.yas.io · read 9 Oct 2026
- Features
- Product views include live machine tracking, fleet risk dashboards, 90-day claim-risk estimates, driver scoring, and sortable driver tables.yas.io · read 9 Oct 2026
- Governance
- YAS says AURA supports underwriting but a qualified person makes the decision, and model updates are tested against operating data before release.yas.io · read 9 Oct 2026
- Insurer authority
- The licensed insurer retains authority over pricing and underwriting; YAS provides decision support rather than binding coverage.yas.io · read 9 Oct 2026
- Integrations
- The integration catalogue lists Geotab and Samsara as pilot connectors, Motive on the roadmap, the YAS SDK as live, robotics OEM feeds as pilot, and SFTP batch as live.yas.io · read 9 Oct 2026
- Mobile SDK
- YAS provides iOS and Android SDKs that capture motion and GPS at the edge, batch records locally, and sync them securely.yas.io · read 4 Oct 2026
- Monitoring
- The platform includes live machine tracking, fleet risk dashboards, predictive claim risk, driver scoring, and ranked driver tables.yas.io · read 4 Oct 2026
- Onboarding
- Qualified pilot teams can use sandbox credentials and reference APIs before production, and YAS says it replies to enquiries within 48 hours.yas.io · read 9 Oct 2026
- Operational context
- The ODD Engine annotates events with road, weather, speed, and operating conditions before scoring.yas.io · read 4 Oct 2026
- Pilot access
- Qualified pilots can receive sandbox credentials and reference documentation, and YAS says it replies to inquiries within 48 hours.yas.io · read 4 Oct 2026
- Product
- YAS turns live driving and machine data into real-time risk scores for fleet safety and insurer pricing support.yas.io · read 4 Oct 2026
- Purpose
- YAS turns live driving and machine data into a real-time risk score for fleet safety and insurer pricing support.yas.io · read 9 Oct 2026
- Scoring
- Its AURA score combines roughly 100 risk factors and explains which behaviours moved the score.yas.io · read 9 Oct 2026
- SDK
- YAS offers iOS and Android SDKs to capture motion and GPS at the edge and sync the data.yas.io · read 9 Oct 2026
