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Willful
Toronto, Ontario, Canada
What it is
Willful is an online estate-planning platform for Canadians who want to prepare a will and related documents through a guided process. Users answer questions about their wishes, and Willful says a customized will can be created in about 20 minutes. Legal Essentials includes a last will and testament; Premium Coverage adds powers of attorney for health and property plus an estate inventory. Premium x 2 covers two adults, while Signature Concierge adds expert review, printed and delivered documents, and signing and witnessing support in British Columbia and Ontario during a limited rollout. Plans include free, unlimited updates. Willful says its service is available across all 10 Canadian provinces, though the Quebec Essential plan is limited to Quebec residents. Most provinces require printed, signed hard copies; British Columbia allows digital signing and storage. The service is designed for straightforward needs and does not support complex trusts. Willful says it is not a law firm and does not provide legal advice on specific situations. Listed one-time prices are $$129 for Legal Essentials, $$199 for Premium Coverage, $$349 for Premium x 2, and $$459 for Signature Concierge.
For and against
For
- Guided process can create a customized will in about 20 minutes.
- Plans include free, unlimited updates.
- Premium Coverage includes powers of attorney and an estate inventory.
- Offers signing instructions for provincial requirements.
Against
- Does not support complex trusts.
- Does not provide legal advice.
- Most provinces require printed, signed hard copies.
- Signature Concierge is limited to British Columbia and Ontario.
The verdict
Willful provides guided will creation and additional estate documents, with ongoing updates included. Consider its trust limitation, province-specific signing rules, and one-time plan prices before selecting it.
Who it suits
Willful is intended for Canadians with straightforward estate-planning needs who want to create a will online and make later updates. It is not suited to people who need support for complex trusts or legal advice on a specific situation.
Plans and prices
Legal Essentials
One last will and testament · multiple will registries · free unlimited updates
Read 7 Oct 2026 · willful.co
Premium Coverage
Last will · powers of attorney for health and property · estate inventory · free unlimited updates
Read 7 Oct 2026 · willful.co
Premium x 2
Estate planning for two adults · two wills and sets of powers of attorney · estate inventory · free unlimited updates
Read 7 Oct 2026 · willful.co
Signature Concierge
Premium Coverage plus expert review, printed and delivered documents, and signing and witnessing support · available in British Columbia and Ontario; limited rollout
Read 7 Oct 2026 · willful.co
On the record
- Coverage
- Willful says its service is available across all 10 Canadian provinces, with the Quebec Essential plan limited to Quebec residents.support.willful.co · read 7 Oct 2026
- Documents
- Premium plans include powers of attorney for health and property, while the Essentials plan includes a last will and testament.willful.co · read 7 Oct 2026
- Document updates
- Plans include free, unlimited updates, and users can make changes as life circumstances change.willful.co · read 7 Oct 2026
- Eligibility
- Willful is designed for Canadians with straightforward estate planning needs and does not support complex trusts such as spousal or Henson trusts.willful.co · read 7 Oct 2026
- Legal advice
- Willful states it is not a law firm and does not provide legal advice on specific situations.willful.co · read 7 Oct 2026
- Partners
- Willful says it partnered with CIBC in 2022 and with Wealthsimple and Scotiabank in 2024.willful.co · read 7 Oct 2026
- Payments
- Willful processes payments through Stripe and says it does not store credit card information on its servers.willful.co · read 7 Oct 2026
- Process
- The site says users can answer questions about their wishes and create a customized will in about 20 minutes.willful.co · read 7 Oct 2026
- Product
- Willful is an online platform for Canadians to create wills and other estate planning documents through a guided process.willful.co · read 7 Oct 2026
- Security
- The site states that data is encrypted in transit and at rest using AES-256 and that Willful is SOC 2 Type 1 certified and undergoes regular security audits.willful.co · read 7 Oct 2026
- Signing
- Willful provides instructions for signing and witnessing documents; most provinces require printed, signed hard copies, while British Columbia allows digital signing and storage.willful.co · read 7 Oct 2026
- Support
- Willful offers live chat on weekdays from 9 a.m. to 5 p.m. Eastern, email support, a Support Centre, and phone callbacks.support.willful.co · read 7 Oct 2026
