TransUnion Credit Premium

No phone app

6.3No. 13 of 25
in Identity Theft Protection Services

Recognised40% of the score20
Phone app26% of the score0
Documented20% of the score89
Free plan14% of the score100

Free plan: Yes
Paid plans from: $29.95/mo
Runs on: Web

Summary

TransUnion Credit Premium is ranked #13 of 25 in identity theft protection services on Samsung Mobile US Press, made by TransUnion Credit Premium (Chicago, Illinois, United States). It runs on Web. There is a free plan. Paid plans start at $29.95/mo.

TransUnion Credit Premium plans and pricing

All plans

Credit Essentials Free Free (No credit card required) TransUnion credit report, score, monitoring and alerts · credit education and personalized CardMatch offers transunion.com · 30 Sept 2026

Credit Essentials Not published Daily TransUnion credit report and score · TransUnion credit monitoring and alerts · Credit Score Potential · Personalized credit card offers transunion.com · 21 Sept 2026

Credit Premium $29.95/mo $29.95/mo (plus tax where applicable); cancel anytime 3-bureau reports and scores quarterly · daily 3-bureau monitoring and alerts · identity monitoring · $1 million identity theft expense reimbursement insurance transunion.com · 30 Sept 2026

Credit Premium Not published Three-bureau credit reports and scores · Daily three-bureau monitoring and alerts · Dark-web monitoring and alerts · Dedicated identity resolution specialist · $1 million identity-theft expense reimbursement insurance transunion.com · 21 Sept 2026

Compared on identity theft protection services

Free plan: Yestransunion.com
Paid from: Freetransunion.com
Dark-web monitoring: Yestransunion.com
Bank account monitoring: Yestransunion.com
SSN monitoring: Yestransunion.com
Identity restoration: Yestransunion.com
Identity-theft insurance: Yestransunion.com

Facts

Monthly price: $29.95 per month plus tax where applicabletransunion.com · 27 Sept 2026
Free tier: Credit Essentials is a free subscription centered on the TransUnion credit profiletransunion.com · 27 Sept 2026
Card requirement: No credit card is required for the free plantransunion.com · 27 Sept 2026
Cancellation: Both subscriptions can be canceled anytimetransunion.com · 27 Sept 2026
Three-bureau reports: Premium provides reports and scores from TransUnion, Equifax, and Experian quarterlytransunion.com · 27 Sept 2026
Three-bureau alerts: Premium monitors critical changes across all three nationwide credit bureaustransunion.com · 27 Sept 2026
Dark-web scans: Dark-web scans look for monitored personal information and send alerts when matches are foundtransunion.com · 27 Sept 2026
Resolution support: A dedicated specialist helps resolve identity theft and fraud issuestransunion.com · 27 Sept 2026
Identity insurance: Eligible identity-theft expenses may be reimbursed up to $1,000,000transunion.com · 27 Sept 2026
Support hours: Resolution specialists are available Monday through Friday, 8am to 8pm Eastern timetransunion.com · 27 Sept 2026
Holiday closure: Resolution support is closed on major U.S. holidaystransunion.com · 27 Sept 2026
Credit tools: Premium includes Credit Calendar and Credit Score Estimatortransunion.com · 27 Sept 2026
Score model: The displayed credit score uses the VantageScore 3.0 model by TransUniontransunion.com · 27 Sept 2026
Card offers: Personalized credit card offers are provided through Bankrate's CardMatch tooltransunion.com · 27 Sept 2026
Product: Credit Premium is a paid credit monitoring and identity protection subscription covering TransUnion, Equifax and Experian.transunion.com · 30 Sept 2026
Credit reports: Members receive reports, scores and insights from all three bureaus with quarterly refreshes.transunion.com · 30 Sept 2026
Monitoring: The service provides daily monitoring and alerts for critical changes across the three bureaus.transunion.com · 30 Sept 2026
Identity alerts: Identity monitoring checks opted-in personal information against dark web sites, criminal record databases and other sources, and alerts members to matches.transunion.com · 30 Sept 2026
Insurance: The plan includes up to $1 million in identity theft expense reimbursement insurance, subject to policy terms, conditions, limitations and exclusions; coverage varies in New York.transunion.com · 30 Sept 2026
Security: TransUnion says its information security program is based on ISO/IEC 27001:2013 and that it maintains PCI, SSAE 18 SOC II Type II and ISO 27001 certifications annually.transunion.com · 30 Sept 2026
Credit score limitation: The score shown uses VantageScore 3.0, and lenders or insurers may use different scores to evaluate eligibility.transunion.com · 30 Sept 2026
Availability limitation: Delivery of Premium features may depend on whether TransUnion can obtain the relevant credit report or score from the applicable bureau.transunion.com · 30 Sept 2026
Intended users: The maker describes the service as suited to people seeking visibility into all three bureau reports, monitoring for suspicious changes, identity alerts and identity resolution support.transunion.com · 30 Sept 2026