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Alternatives · 2026

The best TARGET Instant Payment Settlement (TIPS) alternatives

The rest of Best Real-Time Payments Software, in this site's order: each with what it costs, where it runs and its record score.

1
SoFi

SoFi suits people looking to manage banking, investments, and financial tracking in one service.

AndroidiPhone & iPadWeb+2 Free plan Record6.1 Visit
2
Routable
WebAPI $1,250 a month, billed yearly Record3.7 Visit
3
Bottomline PTX
Web — Record2.5 Visit
4
Corporate One Immediate Payments Hub
Web — Record2.5 Visit
5
Finzly Payment Galaxy
Web — Record2.5 Visit
6
FIS Money Movement Hub
Web — Record2.5 Visit
7
FIS Real-Time Payments
Web — Record2.5 Visit
8
NatPayNOW
Web — Record2.5 Visit
9
Pidgin
Web — Record2.5 Visit
10
Volante Real-Time Payments
Web — Record2.5 Visit
11
Finastra Payments Hubs
Web — Record2.4 Visit
12
Temenos Payments Hub
Web — Record2.4 Visit
13
ACI Real-Time Payments Cloud
— Record2.3 Visit
14
Alacriti Orbipay Payments Hub
Web — Record2.3 Visit
15
CGI All Payments
— Record2.3 Visit
16
EBA CLEARING RT1
— Record2.3 Visit
17
Fiserv NOW Gateway
— Record2.3 Visit
18
Icon Payments Framework (IPF)
Web — Record2.3 Visit
19
Vertifi Payments Hub (Vertifi Flow)
— Record2.3 Visit