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Stripe Identity
San Francisco, United States and Dublin, Ireland
What it is
Stripe Identity programmatically verifies user identities to help businesses address fraud while limiting friction for legitimate customers. It checks government ID documents from more than 100 countries, captures IDs, extracts document data, and provides access to collected ID images and selfies. Stripe says machine learning detects fake IDs and spoofed photos, and the service can compare an ID photo with a selfie. It can also validate Social Security numbers and addresses against databases, though ID number lookup is currently limited to US Social Security numbers. Businesses can embed Identity with pre-built libraries and SDKs; Stripe Connect onboarding can request additional checks based on platform risk signals. The verification interface supports mobile and web capture, customizable colors and branding, and 53 languages. Stripe describes uses including KYC onboarding, marketplace trust and safety, fraud reduction, and preventing account takeovers. It says users consent before sharing data and can manage, retrieve, and delete it. Pricing includes $0.50 per ID number lookup and $1.50 per ID document verification and selfie, with the first 50 verifications free.
For and against
For
- Government ID verification from more than 100 countries
- Mobile and web capture in 53 languages
- Pre-built libraries and SDKs for embedding
- Users can manage, retrieve, and delete shared data
- First 50 ID document verifications and selfies are free
Against
- ID number lookup is limited to US Social Security numbers
- ID document verification and selfie costs $1.50 per verification
- Availability is listed for users in 36 countries
The verdict
Stripe Identity brings document checks, selfie comparison, and configurable capture into an embeddable verification flow. Confirm supported locations and the per-verification charges for the checks your use case requires.
Who it suits
Stripe Identity may suit businesses that need identity checks for onboarding, marketplace trust and safety, or fraud reduction. Its API and SDK options are relevant to teams embedding verification in a product.
Plans and prices
ID number lookup
Currently only available for US Social Security numbers
Read 9 Oct 2026 · stripe.com
ID document verification and selfie
First 50 verifications free
Read 9 Oct 2026 · stripe.com
Custom pricing
For more than 2,000 identities per month or a unique business model
Read 9 Oct 2026 · stripe.com
On the record
- Connected products
- Stripe describes Identity as integrated with payments, subscriptions, and payouts, and says Financial Connections can verify ownership of a linked bank account after identity confirmation.stripe.com · read 9 Oct 2026
- Consent and data
- Stripe says users explicitly consent before sharing data and can manage, retrieve, and delete it.stripe.com · read 9 Oct 2026
- Fraud detection
- Stripe says it uses machine learning to detect fake IDs and spoofed photos and can match an ID photo with a selfie.stripe.com · read 9 Oct 2026
- Government IDs
- It verifies government ID documents from over 100 countries.stripe.com · read 9 Oct 2026
- ID capture
- Its verification flow captures IDs, extracts document data, and provides access to collected ID images and selfies.stripe.com · read 9 Oct 2026
- ID number checks
- It can validate Social Security numbers and addresses against databases, while ID number lookup is currently available only for US Social Security numbers.stripe.com · read 9 Oct 2026
- Integration
- Stripe Identity can be embedded with pre-built libraries and SDKs, and Stripe Connect onboarding can collect additional verifications based on platform risk signals.stripe.com · read 9 Oct 2026
- Purpose
- Stripe Identity programmatically confirms the identity of global users to help prevent fraud while minimizing friction for legitimate customers.stripe.com · read 9 Oct 2026
- Security and privacy
- Stripe stores verification data on behalf of businesses so it does not touch their systems, and supports programmatic deletion and restricted API keys.stripe.com · read 9 Oct 2026
- Supported locations
- Stripe's documentation lists availability for users in 36 countries, including the United States, United Kingdom, Japan, Australia, and Canada.docs.stripe.com · read 9 Oct 2026
- Use cases
- Stripe describes Identity use cases including marketplace trust and safety, KYC onboarding, fraud reduction, and preventing account takeovers.stripe.com · read 9 Oct 2026
- Verification experience
- The included interface supports customizable colors and branding, 53 languages, and mobile and web capture.stripe.com · read 9 Oct 2026
