Pricing · 2026
SoFi pricing
4 plans on the record · a free plan
Every plan
SoFi Coach / Relay
Priced on request
Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring
Read 22 Sep 2026 · sofi.com
SoFi Checking and Savings
Free
No account, service, or maintenance fees · no minimum balance requirement
Read 28 Sep 2026 · sofi.com
SoFi Plus
$10 a month
monthly based on the initial date of subscription
4.50% APY on up to $20,000 in one SoFi Savings account · benefits subject to change
Read 28 Sep 2026 · sofi.com
SoFi Coach
Free
Read 27 Sep 2026 · sofi.com