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Refact.ai
What it is
Refact.ai is an open-source autonomous AI coding agent for software development. It combines real-time code completion, in-IDE chat, codebase indexing, terminal access, and agent workflows that can plan, execute, and deploy tasks while users preview and control the process. Repository analysis and retrieval-augmented generation provide project-aware suggestions. The maker says it supports more than 25 programming languages and lists plugins for VS Code and JetBrains, with Visual Studio, Neovim, and Sublime Text marked beta. Local operation can use configured providers such as OpenAI, Anthropic, Gemini, DeepSeek, OpenRouter, Groq, xAI, or compatible endpoints, plus Ollama, LM Studio, and vLLM. Refact says requests go only to configured providers, runtimes, and integrations, and that it collects no server-side data. The Free plan costs nothing for personal and hobby projects, with limited daily agent usage, 32k-context chat, unlimited Qwen2.5-Coder completions, and a code-aware vector database. Pro is $10 a month; hosted cloud services are being retired.
For and against
For
- Autonomous agent can plan and execute coding tasks
- Real-time completions and in-IDE chat
- Supports more than 25 programming languages
- Works with local runtimes and configured providers
- Free plan available for personal projects
Against
- Several IDE plugins are marked beta
- Free agent usage is limited daily
- Hosted cloud services are being retired
- Pro costs $10 a month
The verdict
Refact.ai combines editor assistance with controllable agent workflows and broad model choices. Its local-first direction is useful for privacy-conscious development, while cloud retirement changes the hosted-service picture.
Who it suits
Refact.ai suits developers using supported IDEs who want local-first completion, chat, and agent workflows. The Free plan targets personal and hobby projects, while Enterprise offers on-premise, SaaS, or AWS deployment.
Plans and prices
Free
For personal and hobby projects · Autonomous AI Agent limited daily usage · In-IDE chat with 32k context · Unlimited Qwen2.5-Coder completions
Read 11 Oct 2026 · refact.ai
Pro
For professional use · 40 Autonomous AI Agent requests/day · Unlimited in-IDE chat with 64k context · Additional code completion models
Read 11 Oct 2026 · refact.ai
Enterprise
On-premise, SaaS, or AWS deployment · LLM fine-tuning on company codebase · Multi-GPU optimization · Code privacy
Read 11 Oct 2026 · refact.ai
On the record
- Coding agent
- Yesrefact.ai · read 22 Sep 2026
- Agent workflows
- The agent can plan, execute, and deploy coding tasks, and users can preview and control its process.refact.ai · read 11 Oct 2026
- Audience
- The Free plan is presented for personal and hobby projects, Pro for professional use, and Enterprise for engineering teams.refact.ai · read 11 Oct 2026
- Chat assistance
- Yesrefact.ai · read 22 Sep 2026
- Cloud status
- Refact announced that hosted accounts, managed inference, credits, subscriptions, cloud billing, and team cloud features are being retired; it says there will be no paid hosted service after the transition.refact.ai · read 11 Oct 2026
- Codebase indexing
- Yesrefact.ai · read 22 Sep 2026
- Code completion
- Refact.ai predicts code in real time and says its completion uses Qwen2.5-Coder and retrieval-augmented generation.refact.ai · read 11 Oct 2026
- Code context
- The product uses repository analysis and retrieval-augmented generation to provide project-aware suggestions and completions.refact.ai · read 11 Oct 2026
- Company
- The about page identifies Small Magellanic Cloud AI Ltd. and says Refact.ai was founded by a former OpenAI team member.refact.ai · read 11 Oct 2026
- Data collection
- The privacy policy states that Refact.ai does not collect data on the server side.refact.ai · read 11 Oct 2026
- Deployment
- Enterprise deployment options include on-premise, SaaS, and AWS; on-premise deployment is described as keeping code on the customer’s servers.refact.ai · read 11 Oct 2026
- Enterprise
- The enterprise page describes on-premise deployment and company-specific fine-tuning, and advertises dedicated support from setup through fine-tuning.refact.ai · read 11 Oct 2026
- IDE availability
- The site lists plugins for VS Code, JetBrains IDEs, Visual Studio beta, Neovim beta, and Sublime Text beta.refact.ai · read 11 Oct 2026
- IDE support
- The download page lists plugins for VS Code and JetBrains IDEs, with Visual Studio, Neovim, and Sublime Text marked beta.refact.ai · read 11 Oct 2026
- In-IDE chat
- Its in-IDE chat supports natural-language code questions, editing, debugging, and generation.refact.ai · read 11 Oct 2026
- In-IDE tools
- Refact offers in-IDE chat for asking questions, editing, debugging, and generating code, plus real-time code completions.refact.ai · read 11 Oct 2026
- Integrations
- The maker lists GitHub, GitLab, Docker, PostgreSQL, MySQL, databases, CI/CD pipelines, and MCP among its integrations and tools.refact.ai · read 11 Oct 2026
- Languages
- The site says Refact.ai supports more than 25 programming languages.refact.ai · read 11 Oct 2026
