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Purse Vault
Lille, France
What it is
Purse Vault is part of a payment-orchestration platform that connects merchants with selected payment-service providers (PSPs). Its independent vault stores card data and supports portability between PSPs and other payment partners. Centralized payment methods let merchants retry transactions or route them to a suitable partner in real time. Purse also consolidates orders, settlements, fees, transfers, and chargebacks, and standardizes PSP transaction logs. Unified dashboards show activity by country, PSP, or payment method, including acceptance rates and decline reasons. A single technical integration connects to more than 100 PSPs and local or international payment methods; the catalog lists more than 80 providers and methods. Purse says it can integrate a partner outside the catalog within 25 working days. The Vault is PCI DSS v4 Level 1 certified and hosted on sovereign infrastructure in Europe. SecureFields collects card details in secure iframes and returns a vault_form_token without PAN or CVV reaching merchant systems. Pricing is on request.
For and against
For
- Centralizes payment methods for retries and routing.
- Consolidates settlements, fees, transfers, and chargebacks.
- Connects to more than 100 PSPs and payment methods.
- PCI DSS v4 Level 1 certified vault.
- Supports detokenization API and webhooks.
Against
- Pricing is available on request.
- Merchants must whitelist their domain for API use.
- Purse Integration Team contact is required for API environments.
The verdict
Purse Vault combines portable card storage with payment routing, reconciliation, and analytics. Merchants should account for the required domain whitelisting and contact with the Integration Team before API use.
Who it suits
Purse Vault suits merchants that need to manage payment methods across multiple PSPs and consolidate payment operations. It may also fit businesses seeking portability, transaction routing, and payment analytics.
Plans and prices
Purse Vault
request a demo
Read 30 Sep 2026 · purse.eu
On the record
- 3DS handling
- Purse stores and transmits a 3DS authentication token between attempts so a technically failed PSP transaction can be rerouted without repeating authentication.purse.eu · read 30 Sep 2026
- Analytics
- Purse provides unified dashboards by country, PSP, or payment method and tracks acceptance rates and decline reasons.purse.eu · read 30 Sep 2026
- API security
- Purse SecureFields collects card details in secure iframes and returns a vault_form_token without PAN or CVV reaching merchant systems.docs.payment.purse.eu · read 30 Sep 2026
- Compliance
- Purse Payment states that its infrastructure is PCI DSS Level 1 and GDPR compliant, with data hosted in Europe.purse.eu · read 30 Sep 2026
- Integrations
- Purse connects more than 100 PSPs and local or international payment methods through a single technical integration.purse.eu · read 30 Sep 2026
- New integrations
- Purse commits to integrating a partner not in its catalog within 25 working days.purse.eu · read 30 Sep 2026
- Partner catalog
- Purse says its catalog contains more than 80 payment providers and international payment methods integrated directly.purse.eu · read 30 Sep 2026
- Purpose
- Purse is a SaaS payment-orchestration platform that intermediates between merchants and their selected payment-service providers.purse.eu · read 30 Sep 2026
- Reconciliation
- Purse consolidates orders, settlements, fees, transfers, and chargebacks and standardizes PSP transaction logs.purse.eu · read 30 Sep 2026
- Security certification
- The Purse Vault is PCI DSS v4 Level 1 certified and hosted on sovereign infrastructure in Europe.purse.eu · read 30 Sep 2026
- Support requirement
- Purse requires merchants to whitelist their domain and contact the Purse Integration Team for preproduction and production API use.docs.payment.purse.eu · read 30 Sep 2026
- Token portability
- The Vault centralizes customers’ payment methods so transactions can be retried or routed to the best partner in real time.purse.eu · read 30 Sep 2026
- Vault storage
- Purse Vault stores card data in an independent PSP-agnostic vault and supports portability between PSPs and payment partners.purse.eu · read 30 Sep 2026
