Paystack pricing
10 plans on the record · a free plan
Every plan
Account
free account; transaction fees apply when processing payments
free integration · test mode available
Read 14 Oct 2026 · paystack.com
Dedicated virtual accounts
per transaction
fee capped at NGN 300
Read 14 Oct 2026 · paystack.com
Nigeria local transactions
per transaction
NGN 100 waived below NGN 2,500 · fee capped at NGN 2,000
Read 14 Oct 2026 · paystack.com
Nigeria international transactions
per transaction
international cards · settled in NGN by default or USD option
Read 14 Oct 2026 · paystack.com
Nigeria transfers up to NGN 5,000
per transfer
transfer amount up to NGN 5,000
Read 14 Oct 2026 · paystack.com
Nigeria transfers NGN 5,001–50,000
per transfer
transfer amount NGN 5,001–50,000
Read 14 Oct 2026 · paystack.com
Nigeria transfers above NGN 50,000
per transfer
transfer amount above NGN 50,000
Read 14 Oct 2026 · paystack.com
Test SmartPeak P1000 terminal
per device
test physical terminal device
Read 14 Oct 2026 · paystack.com
Live SmartPeak P1000 terminal
per device
physical terminal device
Read 14 Oct 2026 · paystack.com
Paystack transaction pricing (Nigeria)
No subscription; transaction fees apply: local transactions 1.5% + NGN 100, with the NGN 100 waived under NGN 2,500 and local fees capped at NGN 2,000.
No monthly subscription stated · zero integration fee · zero maintenance fee · transaction fees apply
Read 5 Oct 2026 · paystack.com