Pricing · 2026
Payoff pricing
3 plans on the record · a free plan · a free trial
Every plan
Free
Free
forever
2 debts · Snowball and Avalanche strategies · 5 AI coach messages/month · payment reminders · milestone celebrations
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Premium
£49.99 a year
£49.99/yr save 30%
Unlimited debts · all 7 strategies · unlimited AI coaching · What-If scenarios · Focus Mode · Smart Import · savings and investment planner · CSV import and data export
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Household
£79.99 a year
£79.99/yr
Everything in Premium · 2 accounts included · Partner Mode · split payment tracking · shared AI coach
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