Paycycle

Plans and prices

Every plan, in full

On the record

AI reconciliation

Paycycle says its AI reconciliation engine reviews bank feeds, resolves exceptions and closes month-end reconciliation in under a minute.paycycle.co.za · read 11 Oct 2026

Bank verification

Supplier and employee bank accounts are verified through AVS before they can be used for payment.paycycle.co.za · read 11 Oct 2026

Collections

It manages electronic mandates, recurring collections, failed-payment follow-up and reconciliation to Xero.paycycle.co.za · read 11 Oct 2026

Company identity

The website identifies the maker as Paycycle (Pty) Ltd but the opened pages do not state its headquarters or founding year.paycycle.co.za · read 11 Oct 2026

Intended users

The product is presented for South African Xero businesses and accounting practices, including businesses with recurring customer billing.paycycle.co.za · read 11 Oct 2026

Payment rails

The supplier-payments page lists PayShap, Investec Open Banking, Paycycle Payments and Netcash Payments as supported rails.paycycle.co.za · read 11 Oct 2026

Payment routes

Payments use a direct route where supported and a funded pass-through settlement route where required.paycycle.co.za · read 11 Oct 2026

Pay Now

Pay Now can be added to Xero invoices so customers can pay without a login or new-beneficiary setup.paycycle.co.za · read 11 Oct 2026

Payroll

It imports approved employee pay runs from SimplePay for review, authorisation and payment.paycycle.co.za · read 11 Oct 2026

Privacy and POPIA

The privacy page says the service uses bank-grade encryption and shares information as needed with Xero, banking and payment partners, and verification providers; that page also labels its content placeholder boilerplate.paycycle.co.za · read 11 Oct 2026

Purpose

Paycycle connects payment workflows around Xero for South African businesses and accounting practices.paycycle.co.za · read 11 Oct 2026

Security controls

The site lists encrypted and masked bank details, AVS verification, controlled approvals, tamper-evident records and an audit trail.paycycle.co.za · read 11 Oct 2026

Supplier payments

It pulls approved supplier bills from Xero into payment runs and reconciles completed payments back into Xero.paycycle.co.za · read 11 Oct 2026

Support

Paycycle Complete includes priority email and phone support.paycycle.co.za · read 11 Oct 2026

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