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Oracle Payments Cloud Service
Austin, Texas, USA
What it is
Oracle Payments Cloud Service is a web-based payment solution for hotels and restaurants. It accepts debit and credit cards, Apple Pay, Samsung Pay, and Google Pay, and supports card-present, online, tableside, and mobile payments. Workflows include automated deposit and preauthorization rules, bar tabs, contactless payments, dynamic currency conversion, pay-at-table payments, and receipt printing. Tokenization supports processing card data. Oracle says transactions use end-to-end encryption and the service complies with the Payment Card Industry Data Security Standard. In OPERA Cloud, Pay by Link can be activated and configured with deposit rules and email templates. Oracle also provides a process for reconciling card revenue recorded in OPERA Cloud PMS against amounts processed, settled, and paid out through Oracle Payments. The maker says hospitality experts assist with deployment and customers have one support team available 24/7/365. Pricing is described as flat-rate, pay-as-you-go, and month to month, without long-term contracts, additional service or convenience fees, or monthly minimums. No numeric rate is listed. The service is currently available in the United States and United Kingdom.
For and against
For
- Accepts cards and four listed digital wallets.
- Supports pay-at-table and contactless workflows.
- Includes an OPERA Cloud reconciliation workflow.
- Oracle lists support available 24/7/365.
Against
- No numeric processing rate is listed.
- Currently available only in the United States and United Kingdom.
- There is no free plan.
The verdict
Oracle Payments Cloud Service combines multiple hospitality payment workflows with OPERA Cloud setup and reconciliation guidance. Buyers should confirm the applicable rate and market availability for their operation.
Who it suits
This service is aimed at hotels and restaurants seeking to handle in-person and online payments. It may be relevant to OPERA Cloud users who need deposit setup or payment reconciliation workflows.
Plans and prices
Card-present processing rate
Fixed-rate processing
Read 20 Sep 2026 · oracle.com
Card-not-present processing rate
Fixed-rate processing
Read 20 Sep 2026 · oracle.com
Oracle Payments Cloud Service
No long-term contract · No additional service or convenience fees · No monthly minimums
Read 4 Oct 2026 · oracle.com
On the record
- Deployment
- Oracle says hospitality experts work with customers to deploy the payment service.oracle.com · read 4 Oct 2026
- Maker founded
- Oracle's company history identifies 1977 as the year Software Development Laboratories was founded.oracle.com · read 4 Oct 2026
- OPERA Cloud setup
- Oracle documentation says Pay by Link can be activated in OPERA Cloud and configured with deposit rules and email delivery templates.docs.oracle.com · read 4 Oct 2026
- Payment methods
- It accepts debit cards, credit cards, Apple Pay, Samsung Pay, and Google Pay.oracle.com · read 4 Oct 2026
- Payment workflows
- Supported workflows include automated deposit and preauthorization rules, bar tabs, contactless payments, dynamic currency conversion, pay-at-table payments, and receipt printing.oracle.com · read 4 Oct 2026
- Pricing terms
- The product page describes flat-rate pay-as-you-go pricing with month-to-month terms and no long-term contracts, additional service or convenience fees, or monthly minimums.oracle.com · read 4 Oct 2026
- Purpose
- Oracle Payments Cloud Service is an end-to-end payment solution for hotels and restaurants.oracle.com · read 4 Oct 2026
- Reconciliation
- Oracle provides a workflow for reconciling card revenue posted in OPERA Cloud PMS against amounts processed, settled, and paid out in Oracle Payments.docs.oracle.com · read 4 Oct 2026
- Security
- Oracle says transactions are routed through end-to-end encryption and the service complies with the Payment Card Industry Data Security Standard.oracle.com · read 4 Oct 2026
- Support
- Oracle says customers receive a single support team available 24/7/365.oracle.com · read 4 Oct 2026
- Supported market
- Oracle's product datasheet says the service is currently available in the United States and United Kingdom.oracle.com · read 4 Oct 2026
- Tokenization
- The service supports tokenization of card data for secure payment processing.oracle.com · read 4 Oct 2026
