Nuvo
What it is
Nuvo is a web-based order-to-cash system for businesses that trade physical goods. It brings together customer onboarding, credit, risk management, accounts receivable, and collections. Its digital credit applications gather and verify customer information in real time, then create profiles for team review and approval. Application fields, wording, terms, and workflows can be tailored to customer types. Nuvo Intelligence has Onboarding, Monitoring, Cash App, and Collections agents that operate under customer-defined policies. The Trade Graph maps business relationships, transactions, and trading behavior. The AR Suite comprises Wallet, Pay and Reconcile, and Collections, which can also be used separately. Customers can view and pay invoices through a branded portal, and the Cash Application Agent matches incoming payments to open invoices. Nuvo says its AR Suite syncs invoice, payment, balance, and exception information with a supplier’s ERP. CreditRiskMonitor data can inform onboarding, monitoring, and receivables workflows. Pricing is on request, and use requires a subscription under a separate agreement or purchase order.
For and against
For
- Real-time customer information collection and verification.
- Configurable application fields, terms, and workflows.
- AR Suite modules are also available separately.
- SOC 2 Type II certification with annual independent audits.
Against
- Pricing is available on request.
- A valid subscription is required.
- Banking services are provided by Column N.A.
The verdict
Nuvo combines customer credit workflows with receivables and collections for physical-trade businesses. Prospective customers need to request pricing and use the service under a separate subscription agreement or purchase order.
Who it suits
Nuvo is aimed at businesses managing credit relationships with customers or vendors, particularly physical-trade businesses such as distributors, manufacturers, and food-service companies. It may suit teams looking to connect onboarding, credit review, receivables, and collections with an ERP.
On the record
- Accounts receivable
- Nuvo’s AR Suite includes Wallet, Pay and Reconcile, and Collections, which are also available as standalone offerings.nuvo.com · read 7 Oct 2026
- AI agents
- Nuvo Intelligence includes Onboarding, Monitoring, Cash App, and Collections agents that act under customer-defined policies.nuvo.com · read 7 Oct 2026
- Banking services
- Nuvo states that it is a financial technology company, not a bank, and that banking services are provided by Column N.A., Member FDIC.nuvo.com · read 7 Oct 2026
- Compliance
- Nuvo’s Trust Center states that it is certified under SOC 2 Type II and undergoes annual independent audits.trust.nuvo.com · read 7 Oct 2026
- Credit data integration
- Nuvo says CreditRiskMonitor company risk data, scores, alerts, and credit limit guidance can be used by Nuvo Intelligence for onboarding, credit monitoring, and accounts receivable.nuvo.com · read 7 Oct 2026
- Customer applications
- Application fields, wording, terms, and workflows can be configured for different customer types.nuvo.com · read 7 Oct 2026
- Customer onboarding
- Nuvo’s digital credit applications collect and verify information in real time and create profiles for a team to review and approve.nuvo.com · read 7 Oct 2026
- ERP integration
- Nuvo says the AR Suite syncs invoices, payment status, customer balances, and exception state with a supplier’s ERP.nuvo.com · read 7 Oct 2026
- Integrations
- Nuvo announced an integration with CreditRiskMonitor that makes its company risk data, scores, alerts, and credit limit guidance available to Nuvo Intelligence.nuvo.com · read 7 Oct 2026
- Intended customers
- Nuvo describes its system as serving physical-trade businesses and highlights industries including distribution, building materials, chemicals, food service, and manufacturing.go.nuvo.com · read 7 Oct 2026
- Intended users
- Nuvo describes its paying customers as businesses using its risk management tools to build and manage credit relationships with their customers or vendors.nuvo.com · read 7 Oct 2026
- Onboarding
- Nuvo collects and verifies customer information in real time and syncs approved accounts with connected systems such as an ERP.nuvo.com · read 7 Oct 2026
- Payment card handling
- Nuvo says card details are tokenized in a PCI-compliant environment and raw card numbers are never held.nuvo.com · read 7 Oct 2026
- Payments
- Nuvo says its branded payment portal lets customers view and pay invoices, while its Cash Application Agent matches incoming payments to open invoices.nuvo.com · read 7 Oct 2026
- Pricing availability
- Nuvo’s terms say fees and payment terms for paid services are governed by the applicable purchase agreement.nuvo.com · read 7 Oct 2026
- Product
- Nuvo describes itself as an agent-powered order-to-cash system for physical trade, covering onboarding, credit, risk, accounts receivable, and collections.nuvo.com · read 7 Oct 2026
- Security
- Nuvo’s security page states that it uses Google Cloud storage in the United States, AES-256 encryption at rest, HTTPS/TLS in transit, role-based access, single sign-on, and multi-factor authentication.nuvo.com · read 7 Oct 2026
- SOC 2
- Nuvo’s Trust Center says it is certified under SOC 2 Type II and that its systems and controls are audited annually by independent third parties.trust.nuvo.com · read 7 Oct 2026
