Morado
United States
What it is
Morado is a web service that converts Pub 1220 FIRE files, spreadsheets and system exports into IRIS XML, checks them and transmits returns to the IRS. It is marketed to teams filing 1,000 to 1,000,000+ forms per season, including banks, credit unions, universities, public pensions, insurers and casinos. Its validation checks more than 100 IRS schema and business-rule classes and explains errors before transmission. The product supports the 1099 series, W-2G and 1098-T through IRIS A2A, plus 1042-S through MeF. Eligible forms can use Combined Federal/State Filing; for other state filings, Morado exports state-ready Pub 1220 files. Inputs include Pub 1220 files, CSV exports, Excel spreadsheets and W-9 PDFs; the site says an API connection is not needed to start. Corrections use the same process and are retransmitted through IRIS A2A. Morado also creates print-ready recipient PDFs, with printing and mailing or delivery to a customer’s print vendor. Seasonal pricing is quoted up front by volume tier, with the price not increasing as forms are filed.
For and against
For
- Checks over 100 IRS rule and schema classes
- Accepts spreadsheets, CSV, Pub 1220 files and W-9 PDFs
- Supports corrected returns through the same pipeline
- Offers recipient PDF printing and mailing options
- Exports filing audit information
Against
- Pricing is quoted by volume tier
- Web platform only
- State-ready exports are used where CF/SF does not apply
The verdict
Morado brings conversion, validation, IRS transmission and correction filing into one web workflow for high-volume filers. Its seasonal price is quoted by volume tier rather than listed as a set amount.
Who it suits
Morado is aimed at organizations handling large seasonal filing volumes, including financial institutions, universities, public pensions, insurers and casinos. It may suit teams moving existing FIRE files and spreadsheets into an IRIS filing workflow.
Plans and prices
Morado seasonal plan
Pricing quoted to volume tier; price does not grow as you file
Read 7 Oct 2026 · morado1099.com
On the record
- Audit trail
- Morado retains six artifacts per batch and records who uploaded, approved, and transmitted each filing, with exportable audit information.morado1099.com · read 7 Oct 2026
- Corrections
- Corrected returns run through the same pipeline and are retransmitted through IRIS A2A.morado1099.com · read 7 Oct 2026
- Input formats
- Accepted inputs include Pub 1220 files, CSV exports from QuickBooks, NetSuite, Sage, Xero or custom systems, Excel spreadsheets, and W-9 PDFs.morado1099.com · read 7 Oct 2026
- Integrations
- The site names QuickBooks, NetSuite, Sage, and Xero as sources of CSV exports; it says no API integration is required to get started.morado1099.com · read 7 Oct 2026
- Performance claim
- Morado reports average processing time under 10 minutes for 50,000 forms and says it filed over 94,000 W-2Gs with zero IRS rejections in TY2025.morado1099.com · read 7 Oct 2026
- Purpose
- Morado converts existing Pub 1220 FIRE files, spreadsheets, and system exports to IRIS XML, validates them, and transmits information returns directly to the IRS.morado1099.com · read 7 Oct 2026
- Recipient copies
- Morado generates print-ready recipient PDFs and offers printing and mailing, or delivery to the customer's existing print vendor.morado1099.com · read 7 Oct 2026
- Security and deployment
- Morado describes encrypted data in transit and at rest, PII-aware processing, bring-your-own-cloud deployment, or a dedicated isolated managed environment.morado1099.com · read 7 Oct 2026
- State filing
- Morado supports Combined Federal/State Filing for eligible forms and exports state-ready Pub 1220 files for direct filing where CF/SF does not apply.morado1099.com · read 7 Oct 2026
- Support and onboarding
- White-glove FIRE-to-IRIS migration with a founding engineer is included for customers, and the company says it replies to migration inquiries within one business day.morado1099.com · read 7 Oct 2026
- Supported forms
- Morado says it files the 1099 series, W-2G, and 1098-T through IRIS A2A, and 1042-S through MeF.morado1099.com · read 7 Oct 2026
- Target customers
- Morado is marketed to teams filing 1,000 to 1,000,000+ forms per season, including banks, credit unions, universities, public pensions, insurers, and casinos.morado1099.com · read 7 Oct 2026
- Transmission
- Morado says it transmits directly to the IRS via IRIS A2A using mTLS and OAuth2 under its production transmitter TCC.morado1099.com · read 7 Oct 2026
- Validation
- The product checks submissions against 100+ IRS schema and business-rule classes and explains errors before transmission.morado1099.com · read 7 Oct 2026
