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Pricing · 2026

Monzo pricing

8 plans on the record · a free plan · a free trial

Every plan

Business Lite

Free

Free business account

Free

Free

UK current account · FSCS protection up to £120,000 · 2.75% AER instant savings · £400/30-day UK/EEA cash withdrawals · £200 outside UK/EEA

Extra

£3 a month

£3 a month

Connected banks and cards · virtual cards · advanced roundups · custom categories · auto-spreadsheet · three credit scores · unlimited UK/EEA withdrawals

Perks

£9 a month

£9 a month

Extra features · 3.25% instant-access savings · 3.65% select-access savings · Railcard · Uber One · Greggs and Vue benefits · three cash deposits monthly

Business Pro

£9 a month

£9 a month; first month free

Paid business account

Max

£19 a month

From £19 a month

Perks features · worldwide travel insurance · phone insurance · UK and Europe breakdown cover · family insurance add-on

Business Team

£25 a month

Starts at £25 a month

Team business account

Monzo

Free

UK current account · 16+