Lokta pricing
5 plans on the record
Every plan
Starter (Lokta Next 100)
₹0 / USD 0 platform fee for 24 months
Assets up to ₹100 crore/about USD 10 million · migration ₹1 lakh one-time · bank integration ₹50,000 one-time · two new lenders per month · excludes pure-play microfinance NBFCs
Read 15 Oct 2026 · lokta.ai
Scale-up
USD 100 per USD 1 million of assets per month (₹1,000 per crore; 1 basis point)
Assets above Starter ceiling · implementation USD 5,000–10,000 one-time · standard hosted deployment · metered AI billed separately · taxes extra
Read 15 Oct 2026 · lokta.ai
Lokta Next 100
₹0 platform fee for 24 months
NBFCs with AUM up to ₹100 crore at enrolment · excludes pure-play microfinance NBFCs · migration ₹1 lakh one-time plus applicable taxes · bank integration ₹50,000 plus applicable taxes
Read 30 Sep 2026 · lokta.ai
Lokta Next 100 after free term
1 bps per month on AUM (₹1,000 per crore), plus applicable taxes
Begins after 24 months or when average monthly AUM exceeds ₹100 crore for two consecutive months · AI usage metered separately
Read 30 Sep 2026 · lokta.ai
Enterprise
Price on request
VPC deployment · multiple entities · custom integrations · procurement and security review · dedicated engineering support
Read 15 Oct 2026 · lokta.ai